Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
Risk Specialist - Credit Monitoring (Assistant Manager/Manager)
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
This role monitors credit exposures and portfolio quality, identifies emerging risks, reviews borrower and facility information, and prepares risk reporting for management. Candidates typically need a degree in finance, economics, accounting, or a related discipline, with experience in credit risk, portfolio monitoring, banking, or private banking. Strong skills in financial statement analysis, risk assessment, data interpretation, report writing, and stakeholder communication are expected. Familiarity with credit policies, regulatory requirements, and risk systems is advantageous. The successful candidate should be analytical, detail-oriented, commercially aware, independent, and able to manage deadlines while working effectively with relationship managers, credit teams, and senior stakeholders.
Can I work in Singapore?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Employment Pass: SGD 6,200+ a month in banking at 23, more with age (6,600 from January 2027), plus 40 COMPASS points for pay, degree, nationality mix and local hiring.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: You score 0 nationality points when your nationality is 25% or more of the firm's professionals and managers; the job is usually advertised to locals for 14 days first.
Official source: Ministry of Manpower: Employment Pass eligibility. Checked November 2026.
What the job usually comes with in Singapore
Usual for Banking jobs in Singapore, varies by employer. Checked November 2026.
| Housing | Not usual; senior expats may get an allowance; Work Permit staff: employer must ensure proper housing (by law) |
|---|---|
| Relocation | Work Permit staff: employer pays levy, bond and insurance (by law); relocation help is an expat perk |
| Flights | Work Permit staff: flight home paid by the employer (by law); others only if the offer says so |
| Contract | Work Permit up to 2 years; S Pass and Employment Pass up to 2, then 3; notice 1 day to 4 weeks by default |
| Leave | 7 to 14 days (by law; many get more); 11 public holidays; 14 days' sick leave, 60 in hospital |
| Income tax | 0% up to SGD 20,000 a year, then 2% to 24% (about 3% at SGD 60,000); resident rates on a 1-year pass |
| Health cover | Employer must insure Work Permit and S Pass staff, SGD 60,000 a year (by law); Employment Pass: company plan |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About Bank of Singapore Limited
Bank of Singapore is the private banking subsidiary of OCBC, one of Southeast Asia’s largest financial institutions. Headquartered in Singapore, it serves high-net-worth individuals, families, entrepreneurs, and institutions across Asia and other international markets. The bank provides wealth planning, investment management, financing, trust, and advisory services, supported by OCBC’s broad regional network. Its business emphasizes long-term client relationships, disciplined risk management, investment expertise, and tailored solutions for complex wealth needs. Employees typically work in a highly regulated, international environment and collaborate across investment, credit, risk, compliance, and client coverage functions. As part of OCBC Group, Bank of Singapore offers exposure to regional markets, established banking infrastructure, and professional development opportunities. Compensation for specialist and managerial roles commonly includes a competitive base salary and performance-related bonus.