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Please Note

  • An estimate based on public data for similar roles. Not provided by the employer.

Senior / Premier Mortgage Specialist

Singapore OCBC Bank Estimated salary: S$5,000–S$8,500 per month, plus performance incentives and benefits
Role summary

Written by MyIslandJob from the job title and employer. See the employer's page for the full description.

The Senior / Premier Mortgage Specialist is expected to advise affluent and premier customers on residential mortgage solutions, assess financing needs, structure suitable loan packages, and manage applications from enquiry through completion. Requirements typically include a degree or equivalent qualification, relevant experience in mortgage sales, consumer banking, property financing, or relationship management, and a good understanding of Singapore’s housing-loan regulations and documentation. The candidate should be commercially driven, customer-focused, and confident in building referral networks with property agents and other partners. Strong communication, negotiation, credit assessment, and follow-up skills are essential. The role also requires compliance with bank policies, responsible lending standards, and regulatory requirements while meeting sales and service targets.

Can I work in Singapore?

Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.

How it works

How it works: Employment Pass: SGD 6,200+ a month in banking at 23, more with age (6,600 from January 2027), plus 40 COMPASS points for pay, degree, nationality mix and local hiring.

Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.

Watch for: You score 0 nationality points when your nationality is 25% or more of the firm's professionals and managers; the job is usually advertised to locals for 14 days first.

Official source: Ministry of Manpower: Employment Pass eligibility. Checked November 2026.

What the job usually comes with in Singapore

Usual for Banking jobs in Singapore, varies by employer. Checked November 2026.

HousingNot usual; senior expats may get an allowance; Work Permit staff: employer must ensure proper housing (by law)
RelocationWork Permit staff: employer pays levy, bond and insurance (by law); relocation help is an expat perk
FlightsWork Permit staff: flight home paid by the employer (by law); others only if the offer says so
ContractWork Permit up to 2 years; S Pass and Employment Pass up to 2, then 3; notice 1 day to 4 weeks by default
Leave7 to 14 days (by law; many get more); 11 public holidays; 14 days' sick leave, 60 in hospital
Income tax0% up to SGD 20,000 a year, then 2% to 24% (about 3% at SGD 60,000); resident rates on a 1-year pass
Health coverEmployer must insure Work Permit and S Pass staff, SGD 60,000 a year (by law); Employment Pass: company plan

Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.

Guidance, not legal advice. Rules change; your employer confirms the details for your case.

About OCBC Bank

OCBC Bank is one of Southeast Asia’s largest financial institutions and Singapore’s longest-established bank. Headquartered in Singapore, it provides consumer banking, premier and private banking, business banking, wealth management, insurance, investment banking, and treasury services. OCBC serves customers across Singapore, Malaysia, Indonesia, Greater China, and other international markets through branches and digital platforms. The bank is known for its strong retail and wealth franchises, broad regional network, and focus on digital innovation. It operates through subsidiaries and associated brands including Bank of Singapore and Great Eastern. Employees typically work in a regulated, performance-oriented environment where customer experience, risk management, collaboration, and technology are important. For mortgage specialists, OCBC offers exposure to Singapore’s property-financing market and opportunities to serve mass-affluent, premier, and high-net-worth clients.

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