Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
Mortgage - Direct Sales
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
The role involves generating and managing residential mortgage business through direct sales, referrals, property agencies and customer leads. Candidates are expected to identify prospects, understand their financing needs, recommend suitable home-loan solutions, prepare and follow up on applications, and achieve sales and service targets. Requirements typically include a diploma or degree, preferably with experience in banking, mortgage sales, property sales or financial services. Strong communication, negotiation and relationship-building skills are important, along with sound knowledge of mortgage products, responsible selling practices and regulatory requirements. The successful candidate should be self-motivated, target-driven, customer-focused and comfortable working with external partners and meeting customers outside standard office settings.
Can I work in Singapore?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Employment Pass: SGD 6,200+ a month in banking at 23, more with age (6,600 from January 2027), plus 40 COMPASS points for pay, degree, nationality mix and local hiring.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: You score 0 nationality points when your nationality is 25% or more of the firm's professionals and managers; the job is usually advertised to locals for 14 days first.
Official source: Ministry of Manpower: Employment Pass eligibility. Checked November 2026.
What the job usually comes with in Singapore
Usual for Banking jobs in Singapore, varies by employer. Checked November 2026.
| Housing | Not usual; senior expats may get an allowance; Work Permit staff: employer must ensure proper housing (by law) |
|---|---|
| Relocation | Work Permit staff: employer pays levy, bond and insurance (by law); relocation help is an expat perk |
| Flights | Work Permit staff: flight home paid by the employer (by law); others only if the offer says so |
| Contract | Work Permit up to 2 years; S Pass and Employment Pass up to 2, then 3; notice 1 day to 4 weeks by default |
| Leave | 7 to 14 days (by law; many get more); 11 public holidays; 14 days' sick leave, 60 in hospital |
| Income tax | 0% up to SGD 20,000 a year, then 2% to 24% (about 3% at SGD 60,000); resident rates on a 1-year pass |
| Health cover | Employer must insure Work Permit and S Pass staff, SGD 60,000 a year (by law); Employment Pass: company plan |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About OCBC Bank
OCBC Bank is a major Singapore-headquartered financial institution and one of Southeast Asia’s largest banking groups. Founded in 1932, it provides consumer and business banking, wealth management, insurance, investment banking and transaction-banking services across Singapore, Malaysia, Indonesia, Greater China and other markets. The bank serves individuals, small businesses, commercial clients and large corporations through branches, digital platforms and specialist teams. OCBC is known for its strong retail-banking franchise, home-loan offerings and focus on digital transformation. Employees generally work in a structured, regulated environment with emphasis on customer service, risk management, compliance and innovation. As a large regional employer, OCBC offers opportunities for sales professionals to develop careers in mortgages, relationship management, wealth, operations and financial technology.