Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
AVP/VP, Lead Analyst/Senior Lead Analyst, Credit Risk Modelling
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
The role leads the development, validation, monitoring and enhancement of credit risk models used across OCBC’s lending businesses. Candidates should have a degree in finance, economics, statistics, mathematics, data science or a related discipline, with strong experience in credit risk modelling, statistical techniques, programming and model governance. Familiarity with regulatory requirements such as Basel standards, IFRS 9 and stress testing is valuable. The successful candidate is expected to translate complex analysis into clear business recommendations, manage stakeholders effectively, challenge existing methodologies and provide technically sound advice to senior management. Strong communication, problem-solving, documentation and project leadership skills are essential.
Can I work in Singapore?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Employment Pass: SGD 6,200+ a month in banking at 23, more with age (6,600 from January 2027), plus 40 COMPASS points for pay, degree, nationality mix and local hiring.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: You score 0 nationality points when your nationality is 25% or more of the firm's professionals and managers; the job is usually advertised to locals for 14 days first.
Official source: Ministry of Manpower: Employment Pass eligibility. Checked November 2026.
What the job usually comes with in Singapore
Usual for Banking jobs in Singapore, varies by employer. Checked November 2026.
| Housing | Not usual; senior expats may get an allowance; Work Permit staff: employer must ensure proper housing (by law) |
|---|---|
| Relocation | Work Permit staff: employer pays levy, bond and insurance (by law); relocation help is an expat perk |
| Flights | Work Permit staff: flight home paid by the employer (by law); others only if the offer says so |
| Contract | Work Permit up to 2 years; S Pass and Employment Pass up to 2, then 3; notice 1 day to 4 weeks by default |
| Leave | 7 to 14 days (by law; many get more); 11 public holidays; 14 days' sick leave, 60 in hospital |
| Income tax | 0% up to SGD 20,000 a year, then 2% to 24% (about 3% at SGD 60,000); resident rates on a 1-year pass |
| Health cover | Employer must insure Work Permit and S Pass staff, SGD 60,000 a year (by law); Employment Pass: company plan |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About OCBC Bank
OCBC Bank is one of Southeast Asia’s largest financial institutions and Singapore’s longest-established bank. Founded in 1932, it provides retail and commercial banking, wealth management, insurance, investment banking and treasury services across Singapore, Malaysia, Indonesia, Greater China and other international markets. The bank serves individuals, businesses, institutions and high-net-worth clients through branches, digital channels and specialised financial platforms. OCBC is recognised for its strong regional network, broad consumer and corporate franchise, and ongoing investment in digital banking, data, technology and risk management. As a major regulated bank, it offers career opportunities in analytics, credit, technology, operations, finance, compliance and relationship management. Employees typically work in a structured, collaborative environment with emphasis on professional development, responsible banking, customer service and sound risk governance.