Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
Product Owner, Rewards Journey
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
The Product Owner, Rewards Journey will lead the design, development and continuous improvement of customer rewards experiences across digital banking channels. Requirements typically include experience in product ownership, digital platforms, customer journeys, loyalty or rewards programmes, agile delivery, and stakeholder management. The candidate should be comfortable translating customer and business needs into product roadmaps, user stories and measurable outcomes. Strong communication, analytical thinking, commercial awareness and knowledge of agile methods are expected. Experience in financial services, mobile applications, CRM, payments or loyalty ecosystems would be advantageous. The role requires collaboration with technology, marketing, operations, risk and compliance teams while ensuring an engaging, commercially effective and compliant customer experience.
Can I work in Malaysia?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Employment Pass with a Bank Negara letter; RM 5,000+ basic (about USD 1,150) after a 14-day MYFutureJobs advert (exempt at RM 15,000+); 10 years from RM 10,000.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: Only basic pay counts towards the RM 5,000 floor, not allowances; from 1 January 2027 EP II and III applications need a succession plan to train a Malaysian.
Official source: Expatriate Services Division: ESD Online Guidebook 2025. Checked November 2026.
What the job usually comes with in Malaysia
Usual for Banking jobs in Malaysia, varies by employer. Checked November 2026.
| Housing | Not provided; senior expats may get a housing allowance |
|---|---|
| Relocation | Employer usually pays the pass fees (about RM 330 to 480) and any levy; relocation money for senior hires only |
| Flights | Not standard; senior packages may add a joining flight and home leave |
| Contract | Fixed term tied to the pass, up to 5 years each; EP I and II capped at 10 years, EP III at 5 (June 2026) |
| Leave | Peninsular Malaysia: 8 days a year, 12 after 2 years, 16 after 5; 11 public holidays; 45-hour week (by law) |
| Income tax | Flat 30% until 182 days in a year, then 0% to 30%; EPF pension 2% + 2% is mandatory since October 2025 |
| Health cover | Work-injury and invalidity cover via SOCSO (by law); no public health cover; employers add private insurance |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About Standard Chartered
Standard Chartered is an international banking group headquartered in London, with a strong focus on Asia, Africa and the Middle East. The bank provides retail, private, commercial and corporate banking, wealth management, trade finance and capital-markets services. In Malaysia, Standard Chartered has operated for more than 140 years and serves individuals, businesses and multinational corporations through branches and digital channels. The organisation is investing in digital banking, customer experience, data, rewards and innovative financial products. Its culture emphasises international collaboration, responsible banking, inclusion and sustainable growth. Employees typically work with colleagues across multiple countries and functions, making communication, adaptability and stakeholder management important. The bank offers opportunities across technology, product management, risk, operations, sales, finance and relationship banking.