Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
Relationship Manager, SME Banking HK
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
The Relationship Manager will manage and grow a portfolio of small and medium-sized enterprise clients in Hong Kong. Responsibilities typically include acquiring new customers, understanding business and financing needs, developing client relationships, recommending suitable banking products, preparing credit proposals, and meeting revenue and risk objectives. Candidates are generally expected to have experience in SME, commercial, or business banking, together with knowledge of lending, cash management, trade finance, and financial analysis. Strong communication, negotiation, sales, relationship-building, and credit assessment skills are important. The role also requires sound judgment, regulatory awareness, teamwork, and the ability to work toward demanding performance targets while maintaining high standards of conduct and customer service.
Can I work in Hong Kong?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Employment visa (General Employment Policy): a degree and a job offer at market pay for a job locals cannot readily fill; no quota, no sector limit; about 4 weeks.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: Nationals of Afghanistan, Cuba and North Korea are excluded; residents of mainland China use a separate scheme.
Official source: Immigration Department: General Employment Policy. Checked November 2026.
What the job usually comes with in Hong Kong
Usual for Banking jobs in Hong Kong, varies by employer. Checked November 2026.
| Housing | Rent allowance usual in banking and multinationals (HKD 18,000 to 30,000 a month early career); less in tech |
|---|---|
| Relocation | Varies; the employer usually helps with the visa; a relocation allowance mostly in senior packages |
| Flights | Varies; a joining flight is not standard, more common in senior packages |
| Contract | Often open-ended, probation 1 to 3 months; by law notice is 7 days or more after month 1 (1 month if silent) |
| Leave | 7 days a year, rising to 14 after 9 years, plus 15 statutory holidays (by law) |
| Income tax | 0% up to HKD 145,000 a year (about USD 18,600), then 2% to 17%; pension (MPF) 5%, max HKD 1,500 a month |
| Health cover | Private insurance usual for professionals, not required; with an ID card public A&E is HKD 400, without 2,100 |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About Standard Chartered
Standard Chartered is an international banking group headquartered in London, with a strong focus on markets across Asia, Africa, and the Middle East. The bank provides services to individuals, businesses, financial institutions, and governments, including retail banking, wealth management, corporate and commercial banking, trade finance, treasury, and investment banking. Hong Kong is one of its major global hubs and supports a broad range of regional and international clients. Standard Chartered promotes its purpose of driving commerce and prosperity through its distinctive international network. The organisation places emphasis on responsible banking, digital innovation, inclusion, risk management, and sustainable finance. Employees typically work in a multicultural environment and may have opportunities to develop careers across business lines and international markets. Benefits and compensation vary according to grade, experience, and employment terms.