Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
Associate Relationship Manager, SME International Clients (Global Chinese)
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
The role supports relationship managers in acquiring, developing and retaining SME international clients, particularly Global Chinese businesses. Requirements typically include a degree or equivalent experience in banking, finance, business or a related field; experience in SME, commercial banking, credit or client servicing; and strong Mandarin and English communication skills. The candidate is expected to understand customer needs, prepare credit and account documentation, identify cross-selling opportunities, conduct onboarding and compliance checks, and deliver responsive service. Knowledge of Malaysian banking regulations, trade finance, cash management and credit assessment is advantageous. Strong relationship-building, analytical, organizational and presentation skills are important, together with the ability to work with regional stakeholders and meet business targets.
Can I work in Malaysia?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Employment Pass with a Bank Negara letter; RM 5,000+ basic (about USD 1,150) after a 14-day MYFutureJobs advert (exempt at RM 15,000+); 10 years from RM 10,000.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: Only basic pay counts towards the RM 5,000 floor, not allowances; from 1 January 2027 EP II and III applications need a succession plan to train a Malaysian.
Official source: Expatriate Services Division: ESD Online Guidebook 2025. Checked November 2026.
What the job usually comes with in Malaysia
Usual for Banking jobs in Malaysia, varies by employer. Checked November 2026.
| Housing | Not provided; senior expats may get a housing allowance |
|---|---|
| Relocation | Employer usually pays the pass fees (about RM 330 to 480) and any levy; relocation money for senior hires only |
| Flights | Not standard; senior packages may add a joining flight and home leave |
| Contract | Fixed term tied to the pass, up to 5 years each; EP I and II capped at 10 years, EP III at 5 (June 2026) |
| Leave | Peninsular Malaysia: 8 days a year, 12 after 2 years, 16 after 5; 11 public holidays; 45-hour week (by law) |
| Income tax | Flat 30% until 182 days in a year, then 0% to 30%; EPF pension 2% + 2% is mandatory since October 2025 |
| Health cover | Work-injury and invalidity cover via SOCSO (by law); no public health cover; employers add private insurance |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About Standard Chartered
Standard Chartered is an international banking group headquartered in London, with a strong presence across Asia, Africa and the Middle East. The bank provides retail, private, commercial and corporate banking, wealth management, transaction banking and financial-market services. Its Malaysia operations serve individuals, businesses, multinational companies and institutional clients through a combination of branches and digital channels. Standard Chartered is particularly known for supporting cross-border trade, international businesses and clients operating across emerging markets. The organisation promotes a diverse, multicultural working environment and offers opportunities to work with regional and global teams. Employees typically benefit from structured professional development, banking training and exposure to clients with international financial needs. The bank also places considerable emphasis on responsible banking, risk management, regulatory compliance, digital transformation and sustainable finance.