Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
Associate Director, FM Middle Office Credit
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
The Associate Director, FM Middle Office Credit role supports credit risk management for Financial Markets activities. Requirements typically include a degree in finance, economics, accounting, mathematics, or a related field, with substantial experience in credit risk, middle-office controls, capital markets, or banking operations. The candidate should understand counterparty exposure, credit limits, risk reporting, documentation, and relevant regulatory controls. Strong analytical, communication, stakeholder-management, and problem-solving skills are expected, together with confidence working across trading, risk, operations, legal, and technology teams. Attention to detail, sound judgment, process discipline, and the ability to manage urgent or complex issues are essential.
Can I work in Malaysia?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Employment Pass with a Bank Negara letter; RM 5,000+ basic (about USD 1,150) after a 14-day MYFutureJobs advert (exempt at RM 15,000+); 10 years from RM 10,000.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: Only basic pay counts towards the RM 5,000 floor, not allowances; from 1 January 2027 EP II and III applications need a succession plan to train a Malaysian.
Official source: Expatriate Services Division: ESD Online Guidebook 2025. Checked November 2026.
What the job usually comes with in Malaysia
Usual for Banking jobs in Malaysia, varies by employer. Checked November 2026.
| Housing | Not provided; senior expats may get a housing allowance |
|---|---|
| Relocation | Employer usually pays the pass fees (about RM 330 to 480) and any levy; relocation money for senior hires only |
| Flights | Not standard; senior packages may add a joining flight and home leave |
| Contract | Fixed term tied to the pass, up to 5 years each; EP I and II capped at 10 years, EP III at 5 (June 2026) |
| Leave | Peninsular Malaysia: 8 days a year, 12 after 2 years, 16 after 5; 11 public holidays; 45-hour week (by law) |
| Income tax | Flat 30% until 182 days in a year, then 0% to 30%; EPF pension 2% + 2% is mandatory since October 2025 |
| Health cover | Work-injury and invalidity cover via SOCSO (by law); no public health cover; employers add private insurance |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About Standard Chartered
Standard Chartered is an international banking group headquartered in London, with a strong focus on Asia, Africa, and the Middle East. The bank provides corporate, commercial, institutional, retail, and private banking services, including trade finance, treasury, capital markets, wealth management, and digital banking. Malaysia is an important market for its regional operations and shared service activities, supporting clients ranging from multinational companies to local businesses and individuals. Standard Chartered promotes a diverse, internationally connected workplace and places emphasis on responsible banking, risk management, innovation, and sustainable finance. Employees commonly work with colleagues and clients across multiple countries, making communication, regulatory awareness, and cross-border collaboration valuable. Its Kuala Lumpur operations offer career paths in banking, technology, operations, finance, risk, compliance, and client servicing.