Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
Trade and Working Capital Product Manager, SME Banking
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
The role leads the development, management and growth of trade and working capital products for Standard Chartered’s SME Banking business in Singapore. Candidates are expected to bring experience in trade finance, working capital solutions, product management or commercial banking, with knowledge of customer needs, market trends, risk controls and relevant regulations. Strong capabilities in product strategy, pricing, financial analysis, stakeholder management and project delivery are important. The successful candidate will work with relationship managers, operations, risk, technology and regional teams to improve customer propositions, support revenue growth, ensure effective governance and deliver a smooth digital and service experience for SME clients.
Can I work in Singapore?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Employment Pass: SGD 6,200+ a month in banking at 23, more with age (6,600 from January 2027), plus 40 COMPASS points for pay, degree, nationality mix and local hiring.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: You score 0 nationality points when your nationality is 25% or more of the firm's professionals and managers; the job is usually advertised to locals for 14 days first.
Official source: Ministry of Manpower: Employment Pass eligibility. Checked November 2026.
What the job usually comes with in Singapore
Usual for Banking jobs in Singapore, varies by employer. Checked November 2026.
| Housing | Not usual; senior expats may get an allowance; Work Permit staff: employer must ensure proper housing (by law) |
|---|---|
| Relocation | Work Permit staff: employer pays levy, bond and insurance (by law); relocation help is an expat perk |
| Flights | Work Permit staff: flight home paid by the employer (by law); others only if the offer says so |
| Contract | Work Permit up to 2 years; S Pass and Employment Pass up to 2, then 3; notice 1 day to 4 weeks by default |
| Leave | 7 to 14 days (by law; many get more); 11 public holidays; 14 days' sick leave, 60 in hospital |
| Income tax | 0% up to SGD 20,000 a year, then 2% to 24% (about 3% at SGD 60,000); resident rates on a 1-year pass |
| Health cover | Employer must insure Work Permit and S Pass staff, SGD 60,000 a year (by law); Employment Pass: company plan |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About Standard Chartered
Standard Chartered is an international banking group headquartered in London, with a strong focus on Asia, Africa and the Middle East. The bank provides corporate, commercial, retail, private banking and wealth management services, as well as trade finance, cash management, lending, foreign exchange and investment solutions. Singapore is one of its key regional hubs and supports a broad range of global and local businesses. Standard Chartered is particularly recognised for its expertise in cross-border banking and emerging-market connectivity. Its workforce includes professionals in relationship management, product development, technology, operations, risk, compliance and customer service. The bank continues to invest in digital banking, sustainable finance and solutions for small and medium-sized enterprises, while maintaining strict standards for risk management, regulatory compliance and responsible business conduct.