Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
Director, Credit Risk Review CIB (MalaysiaIndiaPoland)
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
The Director, Credit Risk Review CIB leads independent reviews of credit risk management across Corporate and Investment Banking portfolios in Malaysia, India and Poland. The role typically requires extensive experience in wholesale or corporate credit, risk assessment, portfolio review, governance and regulatory standards, along with strong knowledge of financial statements, lending products and risk-rating methodologies. Professional qualifications in finance, risk, accounting or a related discipline are advantageous. The successful candidate should be comfortable challenging senior stakeholders, identifying control weaknesses, preparing clear reports for risk committees and recommending practical improvements. Strong communication, influencing, analytical and leadership skills are essential, as is the ability to work across countries and cultures.
Can I work in Malaysia?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Employment Pass with a Bank Negara letter; RM 5,000+ basic (about USD 1,150) after a 14-day MYFutureJobs advert (exempt at RM 15,000+); 10 years from RM 10,000.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: Only basic pay counts towards the RM 5,000 floor, not allowances; from 1 January 2027 EP II and III applications need a succession plan to train a Malaysian.
Official source: Expatriate Services Division: ESD Online Guidebook 2025. Checked November 2026.
What the job usually comes with in Malaysia
Usual for Banking jobs in Malaysia, varies by employer. Checked November 2026.
| Housing | Not provided; senior expats may get a housing allowance |
|---|---|
| Relocation | Employer usually pays the pass fees (about RM 330 to 480) and any levy; relocation money for senior hires only |
| Flights | Not standard; senior packages may add a joining flight and home leave |
| Contract | Fixed term tied to the pass, up to 5 years each; EP I and II capped at 10 years, EP III at 5 (June 2026) |
| Leave | Peninsular Malaysia: 8 days a year, 12 after 2 years, 16 after 5; 11 public holidays; 45-hour week (by law) |
| Income tax | Flat 30% until 182 days in a year, then 0% to 30%; EPF pension 2% + 2% is mandatory since October 2025 |
| Health cover | Work-injury and invalidity cover via SOCSO (by law); no public health cover; employers add private insurance |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About Standard Chartered
Standard Chartered is an international banking group headquartered in London, with a strong focus on markets across Asia, Africa and the Middle East. The bank provides retail, private, commercial and corporate banking, wealth management, trade finance and investment banking services. Malaysia is an important regional location, supporting both domestic customers and global operations through technology, operations, risk and control functions. Standard Chartered promotes responsible banking, sustainable finance, inclusion and strong risk governance. Its workforce is highly international, and many roles involve collaboration across several countries. As a large, regulated bank, it offers structured career development, professional training, employee benefits and opportunities to work with complex financial products and multinational clients.