Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
Transaction Services Graduate Programme Hong Kong 2027
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
This graduate programme is designed for candidates beginning a career in Transaction Services, supporting corporate and institutional clients with cash management, payments, trade finance and working-capital solutions. Applicants are generally expected to have a bachelor's or master's degree, strong academic results, excellent English communication skills and the legal right to work in Hong Kong. Relevant business, finance, economics, accounting, technology or related study is useful, while prior banking experience may not be essential. The role expects commercial awareness, analytical ability, attention to detail, teamwork, curiosity and a willingness to learn. Candidates should be comfortable working with clients, managing deadlines, understanding financial products and contributing in a fast-paced, international environment.
Can I work in Hong Kong?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Employment visa (General Employment Policy): a degree and a job offer at market pay for a job locals cannot readily fill; no quota, no sector limit; about 4 weeks.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: Nationals of Afghanistan, Cuba and North Korea are excluded; residents of mainland China use a separate scheme.
Official source: Immigration Department: General Employment Policy. Checked November 2026.
What the job usually comes with in Hong Kong
Usual for Banking jobs in Hong Kong, varies by employer. Checked November 2026.
| Housing | Rent allowance usual in banking and multinationals (HKD 18,000 to 30,000 a month early career); less in tech |
|---|---|
| Relocation | Varies; the employer usually helps with the visa; a relocation allowance mostly in senior packages |
| Flights | Varies; a joining flight is not standard, more common in senior packages |
| Contract | Often open-ended, probation 1 to 3 months; by law notice is 7 days or more after month 1 (1 month if silent) |
| Leave | 7 days a year, rising to 14 after 9 years, plus 15 statutory holidays (by law) |
| Income tax | 0% up to HKD 145,000 a year (about USD 18,600), then 2% to 17%; pension (MPF) 5%, max HKD 1,500 a month |
| Health cover | Private insurance usual for professionals, not required; with an ID card public A&E is HKD 400, without 2,100 |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About Standard Chartered
Standard Chartered is an international banking group headquartered in London, with a strong focus on markets across Asia, Africa and the Middle East. The bank provides corporate, commercial, institutional and retail banking services, including transaction banking, trade finance, cash management, lending, wealth management and financial markets. Hong Kong is one of its major regional hubs and supports substantial activity across Greater China and international markets. Standard Chartered promotes a purpose-led culture centred on being here for good, responsible finance, inclusion and sustainable economic development. Graduate employees typically receive structured training, professional development, networking opportunities and exposure to cross-border business. The organisation suits people interested in international banking, emerging markets, client service and technology-enabled financial solutions. Exact team assignments, benefits and programme details can vary by intake and business needs.