Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
Product Sales Specialist
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
The Product Sales Specialist is expected to drive sales of Standard Chartered’s banking products, identify customer needs, manage relationships and achieve individual and team revenue targets. Typical responsibilities include prospecting, promoting suitable products, preparing proposals, coordinating with internal teams and maintaining accurate sales records. Candidates should have experience in banking, financial services or consultative sales, with strong communication, negotiation and presentation skills. A customer-focused mindset, commercial awareness, integrity and the ability to work toward targets are important. Knowledge of retail, wealth or commercial banking products is advantageous. The role may also require compliance with the bank’s risk, conduct and regulatory standards.
Can I work in Malaysia?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Employment Pass with a Bank Negara letter; RM 5,000+ basic (about USD 1,150) after a 14-day MYFutureJobs advert (exempt at RM 15,000+); 10 years from RM 10,000.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: Only basic pay counts towards the RM 5,000 floor, not allowances; from 1 January 2027 EP II and III applications need a succession plan to train a Malaysian.
Official source: Expatriate Services Division: ESD Online Guidebook 2025. Checked November 2026.
What the job usually comes with in Malaysia
Usual for Banking jobs in Malaysia, varies by employer. Checked November 2026.
| Housing | Not provided; senior expats may get a housing allowance |
|---|---|
| Relocation | Employer usually pays the pass fees (about RM 330 to 480) and any levy; relocation money for senior hires only |
| Flights | Not standard; senior packages may add a joining flight and home leave |
| Contract | Fixed term tied to the pass, up to 5 years each; EP I and II capped at 10 years, EP III at 5 (June 2026) |
| Leave | Peninsular Malaysia: 8 days a year, 12 after 2 years, 16 after 5; 11 public holidays; 45-hour week (by law) |
| Income tax | Flat 30% until 182 days in a year, then 0% to 30%; EPF pension 2% + 2% is mandatory since October 2025 |
| Health cover | Work-injury and invalidity cover via SOCSO (by law); no public health cover; employers add private insurance |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About Standard Chartered
Standard Chartered is an international banking group headquartered in London, with a strong focus on Asia, Africa and the Middle East. The bank provides retail, private, commercial and corporate banking, wealth management, and financial-market services to individuals, businesses and institutions. Its Malaysia operations include consumer banking, business banking, corporate finance, transaction banking and digital financial services. Standard Chartered promotes responsible finance, inclusion, innovation and long-term client relationships. Employees typically work in a regulated, performance-oriented environment where product knowledge, risk awareness, collaboration and customer service are highly valued. Kuala Lumpur is an important regional centre for the group, offering opportunities across sales, relationship management, operations, technology, risk, compliance and finance.