Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
Senior Insurance Specialist
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
The Senior Insurance Specialist is expected to provide expert insurance advice to bank customers, identify protection and wealth-planning needs, recommend suitable products, and achieve sales and service targets. Requirements typically include several years of insurance or bancassurance experience, strong knowledge of life and protection products, relevant Hong Kong insurance licences, and an understanding of regulatory and conduct requirements. The successful candidate should demonstrate consultative selling, relationship-building, communication, analytical and presentation skills. They must act with integrity, maintain accurate client records, deliver an excellent customer experience, and work effectively with relationship managers and branch or wealth teams.
Can I work in Hong Kong?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Employment visa (General Employment Policy): a degree and a job offer at market pay for a job locals cannot readily fill; no quota, no sector limit; about 4 weeks.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: Nationals of Afghanistan, Cuba and North Korea are excluded; residents of mainland China use a separate scheme.
Official source: Immigration Department: General Employment Policy. Checked November 2026.
What the job usually comes with in Hong Kong
Usual for Banking jobs in Hong Kong, varies by employer. Checked November 2026.
| Housing | Rent allowance usual in banking and multinationals (HKD 18,000 to 30,000 a month early career); less in tech |
|---|---|
| Relocation | Varies; the employer usually helps with the visa; a relocation allowance mostly in senior packages |
| Flights | Varies; a joining flight is not standard, more common in senior packages |
| Contract | Often open-ended, probation 1 to 3 months; by law notice is 7 days or more after month 1 (1 month if silent) |
| Leave | 7 days a year, rising to 14 after 9 years, plus 15 statutory holidays (by law) |
| Income tax | 0% up to HKD 145,000 a year (about USD 18,600), then 2% to 17%; pension (MPF) 5%, max HKD 1,500 a month |
| Health cover | Private insurance usual for professionals, not required; with an ID card public A&E is HKD 400, without 2,100 |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About Standard Chartered
Standard Chartered is an international banking group headquartered in London, with a strong focus on markets across Asia, Africa and the Middle East. The bank provides retail, private, commercial and corporate banking, wealth management, transaction banking and financial-market services. Its Hong Kong business is an important regional hub, serving individual customers, entrepreneurs, multinational companies and institutional clients. Standard Chartered promotes responsible banking, financial inclusion, digital innovation and sustainable economic growth. Employees typically work in a multicultural environment and may have opportunities to collaborate across countries and business lines. Benefits can include medical coverage, retirement arrangements, paid leave, employee banking services and performance-related rewards, although packages vary by role and grade. The group is also known for its emphasis on conduct, regulatory compliance, client protection and professional development.