Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
Credit Intermediate Analyst, Officer
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
The Credit Intermediate Analyst, Officer supports credit assessment and risk management for Citi’s banking portfolio. Responsibilities typically include reviewing financial statements, analyzing borrower performance, preparing credit assessments and approval materials, monitoring exposures, maintaining risk documentation, and ensuring compliance with internal policies and regulatory standards. Candidates generally need a bachelor’s degree in finance, accounting, economics, business, or a related field, along with experience in credit analysis, corporate banking, financial analysis, or risk management. Strong skills in financial modeling, Excel, written communication, attention to detail, and stakeholder management are expected. The successful candidate should be comfortable working with international teams, handling deadlines, exercising sound judgment, and identifying emerging credit risks.
Can I work in the Philippines?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Work permit route: the bank must post the job for Filipinos first, then file the permit and the 9(g) visa; senior and specialist posts are the realistic ones.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: Graduate analyst roles are the hardest case: a permit is issued only if no Filipino is competent, able and willing to do the job (Labor Code, article 40).
Official source: Bureau of Immigration: Pre-arranged Employment Visa (9G). Checked November 2026.
What the job usually comes with in the Philippines
Usual for Banking jobs in the Philippines, varies by employer. Checked November 2026.
| Housing | Senior expat packages often add a housing allowance; local-hire contracts do not |
|---|---|
| Relocation | Employer files the permit and visa; fees are agreed in the contract; moving help for senior hires only |
| Flights | Yearly home flight in some senior expat packages; none for local hires |
| Contract | Regular after at most 6 months' probation (by law); foreigners' contracts follow the permit, 1 to 3 years |
| Leave | 5 days after 1 year; 10 regular holidays and 8 special days in 2026 (by law) |
| Income tax | 0% to PHP 250,000 a year (about USD 4,000), then 15% to 35%; 13th month tax-free to PHP 90,000 |
| Health cover | PhilHealth is deducted from pay and matched by the employer (by law); a company health plan is the office norm |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About Citi Bank
Citi is a major global financial institution providing banking, lending, treasury, markets, wealth management, and transaction services to individuals, businesses, governments, and institutions. Operating in numerous countries, the company connects clients to international markets and supports cross-border financial activity. Citi’s operations in the Philippines, particularly in Metro Manila, include technology, operations, risk, finance, customer support, and corporate banking functions serving its global network. The organization is known for its large-scale systems, multinational working environment, structured career development, and focus on risk management and regulatory discipline. Employees commonly work with colleagues across different time zones and functions, making communication, analytical ability, and adaptability important. Compensation and benefits vary by level, experience, and business unit, and may include health coverage, bonuses, retirement benefits, and other employee programs.