Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
Credit Risk Senior Analyst, Assistant Vice President
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
The Credit Risk Senior Analyst, Assistant Vice President supports credit risk assessment, portfolio monitoring, policy implementation, and reporting for Citi’s businesses in the Philippines. Requirements typically include a bachelor’s degree in finance, economics, accounting, business, mathematics, or a related field; several years of experience in credit risk, banking, financial analysis, or risk management; and strong knowledge of credit principles, financial statements, and risk controls. Advanced Excel, data analysis, and communication skills are expected, while experience with SQL, risk systems, or regulatory requirements is advantageous. The candidate should be able to analyze complex information, identify emerging risks, prepare clear recommendations, work with regional stakeholders, and operate accurately under deadlines while maintaining Citi’s control, governance, and compliance standards.
Can I work in the Philippines?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Work permit route: the bank must post the job for Filipinos first, then file the permit and the 9(g) visa; senior and specialist posts are the realistic ones.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: Graduate analyst roles are the hardest case: a permit is issued only if no Filipino is competent, able and willing to do the job (Labor Code, article 40).
Official source: Bureau of Immigration: Pre-arranged Employment Visa (9G). Checked November 2026.
What the job usually comes with in the Philippines
Usual for Banking jobs in the Philippines, varies by employer. Checked November 2026.
| Housing | Senior expat packages often add a housing allowance; local-hire contracts do not |
|---|---|
| Relocation | Employer files the permit and visa; fees are agreed in the contract; moving help for senior hires only |
| Flights | Yearly home flight in some senior expat packages; none for local hires |
| Contract | Regular after at most 6 months' probation (by law); foreigners' contracts follow the permit, 1 to 3 years |
| Leave | 5 days after 1 year; 10 regular holidays and 8 special days in 2026 (by law) |
| Income tax | 0% to PHP 250,000 a year (about USD 4,000), then 15% to 35%; 13th month tax-free to PHP 90,000 |
| Health cover | PhilHealth is deducted from pay and matched by the employer (by law); a company health plan is the office norm |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About Citi Bank
Citi is a global financial institution providing banking, markets, securities, and wealth-management services to corporations, governments, institutional investors, and high-net-worth clients. Its operations span numerous countries and include corporate and commercial banking, transaction services, investment banking, treasury solutions, and risk management. In the Philippines, Citi has a significant presence in Manila and supports regional and global functions, including credit analysis, operations, technology, finance, compliance, and shared services. The organization is known for its international working environment, structured controls, analytical culture, and opportunities to collaborate with teams across Asia-Pacific and other global markets. Employees typically work within formal governance frameworks and are expected to demonstrate integrity, sound judgment, strong technical capability, and commitment to regulatory and operational standards.