Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
Senior Credit Risk Officer - Vice President
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
The Senior Credit Risk Officer will assess and monitor credit risks across portfolios, review lending exposures, challenge risk decisions, and help maintain compliance with Citi policies and regulatory standards. Typical requirements include a bachelor’s degree in finance, economics, business, or a related field; substantial experience in credit risk, commercial banking, risk analytics, or financial services; and strong knowledge of credit assessment, financial statements, risk controls, and governance. Candidates should be comfortable working with senior stakeholders, producing clear reports, interpreting data, and making sound decisions under pressure. Strong communication, analytical, leadership, and problem-solving skills are expected, along with professional integrity and the ability to work effectively in a global, multicultural organization.
Can I work in the Philippines?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Work permit route: the bank must post the job for Filipinos first, then file the permit and the 9(g) visa; senior and specialist posts are the realistic ones.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: Graduate analyst roles are the hardest case: a permit is issued only if no Filipino is competent, able and willing to do the job (Labor Code, article 40).
Official source: Bureau of Immigration: Pre-arranged Employment Visa (9G). Checked November 2026.
What the job usually comes with in the Philippines
Usual for Banking jobs in the Philippines, varies by employer. Checked November 2026.
| Housing | Senior expat packages often add a housing allowance; local-hire contracts do not |
|---|---|
| Relocation | Employer files the permit and visa; fees are agreed in the contract; moving help for senior hires only |
| Flights | Yearly home flight in some senior expat packages; none for local hires |
| Contract | Regular after at most 6 months' probation (by law); foreigners' contracts follow the permit, 1 to 3 years |
| Leave | 5 days after 1 year; 10 regular holidays and 8 special days in 2026 (by law) |
| Income tax | 0% to PHP 250,000 a year (about USD 4,000), then 15% to 35%; 13th month tax-free to PHP 90,000 |
| Health cover | PhilHealth is deducted from pay and matched by the employer (by law); a company health plan is the office norm |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About Citi Bank
Citi, formally Citigroup Inc., is a global financial services company headquartered in New York and operating in numerous countries worldwide. It provides corporate and commercial banking, investment banking, treasury and trade solutions, markets services, consumer banking, wealth management, and credit-related products. Citi has a significant presence in the Philippines, particularly in institutional banking, operations, technology, risk management, and shared services. The company serves multinational corporations, governments, financial institutions, and high-net-worth clients, connecting them to global markets and payment networks. Citi is known for its large international footprint and emphasis on risk management, regulatory discipline, digital transformation, and professional development. Philippine-based employees often work with regional and global teams, making communication, adaptability, and experience in multinational environments valuable for career progression.