Please Note
- An estimate based on public data for similar roles. Not provided by the employer.
Senior Credit Officer — Vice President
Role summary
Written by MyIslandJob from the job title and employer. See the employer's page for the full description.
The Senior Credit Officer, Vice President, is expected to assess credit risk, review complex lending proposals, approve or recommend credit decisions within delegated authority, and monitor portfolio quality. Requirements typically include a bachelor’s degree in finance, accounting, economics, business, or a related discipline, substantial corporate or institutional credit experience, and strong knowledge of financial statement analysis, credit policy, risk assessment, and regulatory standards. The candidate should communicate clearly with relationship managers and senior stakeholders, exercise sound judgment, manage competing priorities, and maintain high ethical and control standards. Experience with multinational banking, complex transactions, and credit systems is advantageous.
Can I work in the Philippines?
Never pay anyone for a visa or a job offer. A real employer pays the permit costs and never asks you for money.
How it works
How it works: Work permit route: the bank must post the job for Filipinos first, then file the permit and the 9(g) visa; senior and specialist posts are the realistic ones.
Before you apply: Dealing, advising and senior roles usually need a regulator's licence or approval, which checks your honesty, skills and finances. Ask if your job does.
Watch for: Graduate analyst roles are the hardest case: a permit is issued only if no Filipino is competent, able and willing to do the job (Labor Code, article 40).
Official source: Bureau of Immigration: Pre-arranged Employment Visa (9G). Checked November 2026.
What the job usually comes with in the Philippines
Usual for Banking jobs in the Philippines, varies by employer. Checked November 2026.
| Housing | Senior expat packages often add a housing allowance; local-hire contracts do not |
|---|---|
| Relocation | Employer files the permit and visa; fees are agreed in the contract; moving help for senior hires only |
| Flights | Yearly home flight in some senior expat packages; none for local hires |
| Contract | Regular after at most 6 months' probation (by law); foreigners' contracts follow the permit, 1 to 3 years |
| Leave | 5 days after 1 year; 10 regular holidays and 8 special days in 2026 (by law) |
| Income tax | 0% to PHP 250,000 a year (about USD 4,000), then 15% to 35%; 13th month tax-free to PHP 90,000 |
| Health cover | PhilHealth is deducted from pay and matched by the employer (by law); a company health plan is the office norm |
Senior staff often get more than line staff, for example a single room or a yearly home flight. Ask the employer what the job includes before you accept.
Guidance, not legal advice. Rules change; your employer confirms the details for your case.
About Citi Bank
Citi is a global financial services institution serving corporations, governments, investors, and individual customers across numerous markets. Its businesses include corporate and commercial banking, markets, securities services, wealth management, and transaction banking. In the Philippines, Citi has maintained a significant presence in Manila, supporting multinational and local clients through banking, operations, technology, risk, and shared-service functions. The bank is known for its international network, sophisticated financial products, and emphasis on risk management, regulatory controls, and responsible conduct. Following the sale of its Philippine consumer banking business, Citi continues to focus primarily on institutional banking activities in the country. Employees generally work in a structured, multinational environment with opportunities to collaborate across regions and develop expertise in credit, finance, operations, technology, and client coverage.