Relationship Credit Manager, Health & Property, Business Banking

Role summary

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This role supports ANZ’s Health and Property business-banking customers by combining relationship management with credit expertise. The successful candidate will assess lending proposals, structure suitable credit solutions, manage portfolio risk, interpret financial statements, and work closely with customers, brokers, relationship managers, and internal risk teams. Applicants are generally expected to have commercial lending or credit experience, strong financial analysis skills, sound knowledge of credit policy, and the ability to understand the needs of healthcare and property businesses. Clear communication, sound judgement, stakeholder management, and a customer-focused approach are essential. Experience in business banking, property finance, or healthcare lending would be advantageous.

About the employer

ANZ Bank is one of Australia’s major financial institutions, providing banking and financial services to individuals, businesses, institutions, and government customers. Established in Australia and operating across Australia, New Zealand, and selected international markets, ANZ offers personal banking, business and commercial banking, institutional banking, wealth services, and financial markets expertise. The bank supports customers with lending, deposits, payments, cash management, trade finance, investment, and risk solutions. ANZ places emphasis on responsible banking, customer outcomes, inclusion, technology, and sustainable growth. Its Business Banking division works with small and medium-sized enterprises and industry-focused customers, including organisations in healthcare and property. Employees typically work in collaborative teams that combine customer service, credit assessment, relationship management, risk management, and specialist financial knowledge.

Working in Australia

Australia offers strong opportunities in banking, finance, healthcare, technology, construction, education, mining, and professional services, with Sydney, Melbourne, Brisbane, Perth, and Adelaide being major employment centres. Workplace culture is generally practical, direct, collaborative, and supportive of work-life balance. Lifestyle varies from busy city living to coastal, regional, and outdoor-focused communities, with beaches, national parks, sport, and multicultural food widely available. Skilled professionals may explore employer-sponsored visas, the Temporary Skill Shortage visa, skilled migration pathways, or permanent residency options, depending on occupation, qualifications, experience, and eligibility. Relocating usually involves arranging accommodation, tax and banking setup, health insurance where required, and understanding public transport or driving needs. Salaries are quoted in Australian dollars and commonly include superannuation, while living costs can be high in Sydney and Melbourne.