Senior Credit Underwriter, APAC Real Money Funds – Vice President

Role summary

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The Senior Credit Underwriter will assess and approve credit exposure for APAC real-money funds, reviewing financial statements, investment portfolios, fund structures, counterparties, and related risks. Requirements typically include a bachelor’s degree in finance, accounting, economics, or a related field; substantial experience in credit analysis, underwriting, banking, or fund finance; and strong knowledge of credit policies, regulatory standards, and risk controls. The candidate should be capable of making independent, well-documented decisions, challenging assumptions, managing complex regional stakeholders, and communicating clearly with relationship managers, product teams, risk officers, and senior management. Experience with institutional investors, asset managers, hedge funds, or securities firms is highly advantageous.

About the employer

Citi is a global financial institution providing banking, capital markets, transaction services, wealth management, and consumer financial products. With operations in numerous countries, the bank serves corporations, governments, institutional investors, and individuals through a broad international network. In the Philippines, Citi has established operations supporting corporate banking, credit, treasury and trade solutions, technology, operations, and risk management. The organization is known for its cross-border capabilities, complex institutional relationships, and emphasis on regulatory discipline and risk control. Citi’s culture generally values analytical thinking, collaboration across markets, client service, ethical conduct, and continuous process improvement. Employees may work with colleagues and clients across Asia-Pacific and other global regions, making strong communication skills and comfort with multicultural environments important for many professional roles.

Working in Philippines

The Philippines offers career opportunities in banking, shared services, technology, finance, customer support, and multinational operations, especially in Metro Manila, Taguig, Makati, and Cebu. Filipino culture is generally welcoming, family-oriented, and community-minded, with English widely used in business. Lifestyle options range from busy urban living, restaurants, and shopping to affordable coastal communities and outdoor activities. Living costs are usually lower than in major Western financial centers, although housing and commuting in Manila can be expensive. Foreign employees normally need an employer-sponsored work visa or permit, while requirements vary by nationality and assignment. Relocation commonly involves securing employment first, arranging immigration documentation, and obtaining local tax and identification registrations. The country has a tropical climate, excellent beaches, and many islands, but newcomers should plan for traffic, rainy-season disruptions, and occasional typhoons.