Trade Payables Finance Product Manager - AVP

Role summary

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Citi is seeking an experienced Trade Payables Finance Product Manager at Assistant Vice President level in Jakarta. The role typically requires experience in transaction banking, trade finance, supply-chain finance, or related financial products, along with strong knowledge of payables finance, risk controls, compliance, and client needs. Responsibilities include developing and managing product strategy, supporting sales and relationship teams, coordinating with operations, technology, legal, and risk functions, monitoring profitability and performance, and ensuring regulatory compliance. The successful candidate is expected to demonstrate commercial judgment, analytical ability, project-management skills, clear communication, and the confidence to work with regional and global stakeholders. A university degree and professional fluency in English are generally expected.

About the employer

Citi, formally Citigroup Inc., is a global financial institution headquartered in New York and operating across major financial centers worldwide. It provides services including corporate and investment banking, transaction banking, markets, treasury solutions, consumer banking in selected markets, and wealth management. Citi supports multinational companies, governments, financial institutions, and institutional investors with cross-border payments, trade finance, liquidity management, foreign exchange, lending, and capital-markets services. Its Treasury and Trade Solutions business helps organizations manage receivables, payables, working capital, and global cash flows. In Indonesia, Citi has a long-standing presence serving corporate and institutional clients, with operations centered largely in Jakarta. The company places strong emphasis on risk management, regulatory discipline, digital transformation, inclusion, and responsible finance. Employees commonly work in internationally connected teams and may collaborate with colleagues, clients, and product partners across the Asia-Pacific region.

Working in Indonesia

Indonesia offers varied career opportunities across banking, fintech, technology, manufacturing, energy, tourism, and consumer businesses. Jakarta, on Java, is the main center for multinational companies, finance, and professional services, while Surabaya, Bandung, and Bali provide additional opportunities in industry, technology, education, and tourism. Indonesian culture values politeness, community, religious diversity, and respectful communication; English is common in international workplaces but Indonesian is essential for daily life. Lifestyle ranges from busy metropolitan living to quieter coastal and island communities. Housing, transport, and living costs vary considerably, with Jakarta generally more expensive than many other regions. Foreign employees usually need employer sponsorship and an appropriate work and stay permit, typically arranged through the hiring company. Applicants should verify current immigration rules, tax obligations, healthcare coverage, and relocation support before moving. Jakarta offers extensive services but heavy traffic, humidity, and seasonal flooding should be considered.