APPRAISAL OFFICER

Role summary

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The Appraisal Officer evaluates real estate and other acceptable collateral for loan applications, ensuring accurate market valuation and compliance with Metrobank policies and regulatory standards. Typical requirements include a bachelor’s degree in Real Estate Management, Civil Engineering, Architecture, or a related field; relevant appraisal or banking experience; strong knowledge of property valuation methods, documentation, and local market conditions; and, where applicable, a valid professional license or accreditation. The candidate is expected to conduct inspections, prepare clear appraisal reports, verify property documents, identify valuation risks, meet deadlines, and communicate findings professionally with branches, credit teams, clients, and external appraisers. Strong analytical ability, attention to detail, integrity, field mobility, and proficiency in Microsoft Office are important.

About the employer

Metropolitan Bank & Trust Company, commonly known as Metrobank, is one of the Philippines’ largest universal banks. Founded in 1962, it provides services to individual customers, businesses, corporations, and institutional clients through a broad network of branches and digital channels. Its offerings include deposits, consumer and commercial lending, credit cards, wealth management, investment banking, treasury, remittances, and electronic banking. Metrobank is part of the Metrobank Group, which has interests across financial services and related businesses. The bank serves customers nationwide and supports career opportunities in relationship management, operations, risk, technology, finance, customer service, and branch banking. As a major Philippine employer, Metrobank generally offers structured professional development, competitive benefits, and opportunities for internal mobility, although compensation and benefits vary by position, location, and experience.

Working in Philippines

The Philippines offers career opportunities in banking, business services, technology, tourism, healthcare, education, manufacturing, and outsourcing. Metro Manila is the country’s main financial and corporate center, while Cebu is a major hub for banking, information technology, tourism, and shared services. Filipinos are generally warm, family-oriented, and comfortable using English in professional settings; respect, hospitality, and community are important cultural values. Lifestyle varies from fast-paced urban living to a more relaxed provincial or island environment. Costs are usually lower than in many Western countries, though housing and transport in major cities can be expensive. Foreign nationals normally need an appropriate work visa or permit, commonly arranged with employer support, before starting employment. New arrivals should budget for housing deposits, healthcare, transport, and local documentation. Domestic flights and ferries make relocation between major islands relatively accessible.