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The role leads credit investigation and appraisal activities across the Visayas, ensuring that borrower information, financial capacity, collateral, and credit risks are properly assessed before approval. Requirements typically include a bachelor’s degree in finance, accounting, business, economics, or a related field; substantial experience in credit investigation, appraisal, commercial lending, or risk management; and strong knowledge of banking policies and regulatory requirements. The successful candidate should demonstrate leadership, sound judgment, analytical ability, report-writing skills, and the capacity to manage teams and coordinate with branches, relationship managers, and credit committees. Regional travel and strong knowledge of Visayas markets may be expected.
Metropolitan Bank & Trust Company, commonly known as Metrobank, is one of the Philippines’ largest universal banks. Established in 1962, it serves individuals, businesses, institutions, and government-related organizations through a broad network of branches, digital channels, subsidiaries, and international offices. Its services include retail and commercial banking, corporate finance, treasury, investment banking, wealth management, remittances, and credit facilities. Metrobank is known for its significant presence in the Philippine corporate and consumer banking markets and supports clients through lending, deposit, payment, and financial advisory solutions. The bank employs professionals in areas including risk management, operations, technology, relationship management, audit, and credit administration. Benefits and compensation vary by position, experience, location, and performance, with management roles commonly receiving additional allowances, incentives, healthcare coverage, and retirement-related benefits.
The Philippines offers career opportunities in banking, business services, technology, tourism, healthcare, manufacturing, logistics, and education. Luzon, particularly Metro Manila, is the main corporate and financial center, while Cebu and other Visayas cities provide growing opportunities in banking, outsourcing, tourism, and trade. Mindanao has expanding activity in agriculture, logistics, construction, and regional commerce. Filipino culture is generally warm, family-oriented, community-minded, and English is widely used in workplaces. Lifestyle ranges from highly urban living in Manila and Cebu to quieter coastal and provincial communities; traffic, heat, and seasonal typhoons are practical considerations. Foreign employees normally need an employer-sponsored work visa or permit, while citizens of many countries may initially enter visa-free for a limited stay. Relocating employees should arrange an employment contract, valid passport, accommodation, health insurance, tax registration, and appropriate immigration documentation before starting work.
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