CREDIT REVIEW OFFICER - CALOOCAN I

Role summary

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The Credit Review Officer evaluates credit applications, reviews financial and supporting documents, verifies borrower information, and assesses repayment capacity in line with bank policies and regulatory requirements. The role may involve recommending approval, modification, or decline of facilities, identifying credit risks, preparing review reports, and coordinating with branch or business teams. Candidates are generally expected to hold a bachelor’s degree in finance, accounting, business, economics, or a related field, with relevant banking or credit evaluation experience. Strong analytical, documentation, communication, and decision-making skills are important, along with attention to detail, integrity, and the ability to meet service and productivity targets.

About the employer

Metrobank, formally Metropolitan Bank & Trust Company, is one of the Philippines’ largest universal banks. Founded in 1962, it provides services to individual customers, businesses, corporations, and institutional clients through branches, digital channels, and specialized banking units. Its offerings include deposits, loans, credit cards, payments, wealth management, investment banking, and treasury services. Metrobank serves customers across the Philippines and maintains a broad presence in major commercial centers. The bank is known for its focus on responsible banking, financial inclusion, customer service, and long-term relationships with individuals and enterprises. Employees work in areas including branch banking, credit, risk management, operations, technology, finance, sales, and corporate support. The position is based in Caloocan, a highly urbanized area within Metro Manila, with access to extensive public transportation and commercial facilities.

Working in Philippines

The Philippines offers job opportunities in banking, business services, technology, healthcare, tourism, education, manufacturing, and customer support. Metro Manila, Cebu, and Davao are the main employment hubs, while many islands provide opportunities in tourism, agriculture, logistics, and remote work. Filipino culture is generally warm, family-oriented, community-minded, and English-friendly. Lifestyle ranges from busy city living and shopping to relaxed coastal communities, with varied food, festivals, beaches, and outdoor activities. Living costs depend greatly on location; Manila is more expensive than provincial areas, particularly for housing and transport. Foreign nationals normally need an appropriate work visa or permit sponsored or supported by an employer, while short-term visitors cannot legally work. New arrivals should arrange valid employment documentation, health insurance, housing, and local registration before relocating. Traffic, tropical weather, and occasional typhoons should also be considered when choosing a location.