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Please Note

  • Salary Range is an estimated salary suggested for this role based on publically available data. It was not provided by the employer for this specific position

Small Business Lending Specialist

Australia ANZ Bank Approximately AUD $85,000–$115,000 per year plus superannuation and potential incentives*
Job Description

The Small Business Lending Specialist supports Australian small-business customers by assessing lending applications, understanding business needs, recommending suitable finance solutions and managing credit risk. Requirements typically include experience in business lending, credit assessment, financial analysis, customer service and knowledge of banking policies and regulatory obligations. Candidates are expected to build trusted relationships, interpret financial statements, make sound lending decisions, meet service and performance targets, and collaborate effectively with relationship managers and internal credit teams. Strong communication, commercial judgement, attention to detail and a customer-focused approach are important. Relevant banking, finance or business qualifications and experience with small-business lending platforms are advantageous.

Company Info

ANZ Bank is one of Australia's major banking groups, providing retail, commercial, institutional and private banking services across Australia and New Zealand. Established in 1835, ANZ supports individuals, families, small businesses, large companies and government-related organisations with deposits, lending, payments, financial markets and wealth services. The bank employs thousands of people across branches, contact centres, technology teams and specialist offices. Its small-business operations help entrepreneurs manage cash flow, obtain funding, expand their businesses and navigate changing economic conditions. ANZ promotes customer service, responsible banking, risk management, inclusion and innovation. Brisbane is one of its important Australian employment locations, offering opportunities across lending, relationship management, operations, technology and corporate functions. Benefits may include flexible working arrangements, professional development, employee banking products and wellbeing initiatives, subject to the position and employment conditions.

Destination Guide

Australia offers strong opportunities in banking, finance, technology, healthcare, construction, education, tourism and professional services. Major employment centres include Sydney, Melbourne, Brisbane, Perth, Adelaide and Canberra; Brisbane generally offers a warmer climate and a lower cost of living than Sydney, although housing costs remain significant. Australian workplace culture is relatively informal, practical and collaborative, with emphasis on punctuality, clear communication, workplace safety and work-life balance. Lifestyle options range from beaches and outdoor activities to multicultural dining, sport and arts. Most overseas applicants need an appropriate visa, such as an employer-sponsored Skills in Demand visa, skilled migration visa or eligible working-holiday visa. Requirements vary by occupation, age, qualifications, English ability and sponsorship. Relocating requires planning for accommodation, tax registration, banking, healthcare and transportation. Check current rules with the Department of Home Affairs and confirm employer sponsorship before accepting an offer.

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