Spreading & Convenant (maker)

Role summary

Written by MyIslandJob from the job title and employer. See the employer's page for the full description.

The role is responsible for spreading borrowers’ financial statements, maintaining credit information, and monitoring financial covenants to support lending decisions and portfolio controls. Candidates typically need a bachelor’s degree in finance, accounting, economics, or a related field, with experience in banking, credit analysis, financial spreading, or loan operations. Strong Excel skills, financial statement knowledge, attention to detail, and good English communication are expected. The successful candidate should work accurately under deadlines, identify inconsistencies, maintain reliable records, and collaborate with relationship managers, credit officers, and operations teams. Familiarity with Indonesian banking practices, credit documentation, and covenant monitoring would be advantageous.

About the employer

United Overseas Bank (UOB) is a major Singaporean bank with operations across Southeast Asia and other international markets. Established in 1935, it provides personal banking, commercial banking, corporate finance, wealth management, investment banking, and transaction services. UOB Indonesia serves individual and institutional customers through branches, digital channels, and dedicated relationship teams. The bank supports businesses with lending, cash management, trade finance, and credit solutions, while maintaining strong emphasis on risk governance and regulatory standards. Its Indonesian operations are headquartered in Jakarta and are part of the wider UOB Group. Employees generally work in a structured, multinational environment with opportunities to gain experience in banking operations, credit, technology, customer service, and corporate finance.