The role is responsible for spreading borrowers’ financial statements, maintaining credit information, and monitoring financial covenants to support lending decisions and portfolio controls. Candidates typically need a bachelor’s degree in finance, accounting, economics, or a related field, with experience in banking, credit analysis, financial spreading, or loan operations. Strong Excel skills, financial statement knowledge, attention to detail, and good English communication are expected. The successful candidate should work accurately under deadlines, identify inconsistencies, maintain reliable records, and collaborate with relationship managers, credit officers, and operations teams. Familiarity with Indonesian banking practices, credit documentation, and covenant monitoring would be advantageous.
United Overseas Bank (UOB) is a major Singaporean bank with operations across Southeast Asia and other international markets. Established in 1935, it provides personal banking, commercial banking, corporate finance, wealth management, investment banking, and transaction services. UOB Indonesia serves individual and institutional customers through branches, digital channels, and dedicated relationship teams. The bank supports businesses with lending, cash management, trade finance, and credit solutions, while maintaining strong emphasis on risk governance and regulatory standards. Its Indonesian operations are headquartered in Jakarta and are part of the wider UOB Group. Employees generally work in a structured, multinational environment with opportunities to gain experience in banking operations, credit, technology, customer service, and corporate finance.
Indonesia offers banking and finance opportunities mainly in Java, especially Jakarta, Surabaya, and Bandung, with growing roles in Bali, Sumatra, and Sulawesi. Jakarta is the country’s financial center and provides the broadest employment market, but it is busy, densely populated, and relatively expensive. Bali offers a more relaxed lifestyle and strong tourism and digital-business sectors, while cities such as Surabaya and Medan provide lower living costs and expanding commercial activity. Indonesian culture values hospitality, respect for hierarchy, community, and religious diversity. Salaries vary significantly by city and industry. Foreign professionals normally need an employer-sponsored work permit and KITAS; working on a tourist visa is not permitted. Relocating candidates should confirm sponsorship, tax obligations, health insurance, housing, and local registration before arrival. Basic Bahasa Indonesia is highly useful outside multinational workplaces.
Ooops
Something went wrong, a few job details could not be loaded but you can still apply directly below:
Fetching job details, please wait...