Senior Associate - Credit Risk

Job Description

The Senior Associate - Credit Risk role typically supports customer credit assessment, credit-limit reviews, collections risk analysis, and monitoring of overdue or potentially high-risk accounts. Candidates are generally expected to have a degree in finance, accounting, economics, or a related field, with experience in credit analysis, accounts receivable, risk management, or financial operations. Strong Excel skills, analytical ability, attention to detail, and familiarity with credit policies and reporting systems are important. The successful candidate should communicate clearly with internal stakeholders, make well-supported recommendations, maintain accurate records, and work effectively in a regional or shared-services environment. Experience with SAP, credit-risk tools, process improvement, and multinational organizations would be advantageous.

Company Info

DHL is a global logistics and supply-chain company operating across international express delivery, freight transportation, contract logistics, e-commerce, and supply-chain management. It is part of DHL Group and serves businesses ranging from small enterprises to multinational corporations. DHL has a substantial presence in Malaysia, with operations, service centres, warehouses, transport networks, and corporate or shared-service functions. The company is known for its international reach, structured processes, technology investment, and focus on reliable delivery and customer service. Its finance and risk teams support the wider organization by managing revenue, customer accounts, credit exposure, compliance, and operational performance. Employees may work with regional teams across Asia-Pacific and collaborate with sales, finance, customer service, and operations departments. DHL generally values accountability, continuous improvement, teamwork, integrity, and the ability to perform effectively in a fast-moving global business.

Destination Guide

Malaysia offers opportunities in logistics, finance, technology, manufacturing, tourism, shared services, and international business. Kuala Lumpur and Selangor are the main employment centres, while Penang, Johor, Sabah, and Sarawak also have strong industrial and service economies. Popular islands include Langkawi, Penang, Tioman, Redang, Perhentian, and parts of Sabah, each offering beaches, diving, food, and a slower lifestyle. Malaysian culture is multicultural, with Malay, Chinese, Indian, and indigenous influences reflected in festivals, language, and cuisine. Living costs are generally moderate, though Kuala Lumpur and island resorts can be expensive. Public transport is strongest in major cities; cars or ride-hailing are more useful elsewhere. Foreign employees normally need employer-sponsored work authorization, such as an Employment Pass, before starting work. Relocating candidates should confirm visa eligibility, taxation, healthcare coverage, housing, and dependent arrangements with the employer.