The Head of Credit Investigation and Appraisal leads the review, verification, and evaluation of borrower information and collateral for credit decisions. Typical requirements include a bachelor’s degree in finance, accounting, business, or a related field; substantial experience in credit investigation, appraisal, lending, or risk management; strong knowledge of credit policies, financial analysis, and relevant banking regulations; and proven people-management skills. The candidate is expected to ensure accurate and timely assessments, maintain sound documentation, identify potential credit risks, uphold Metrobank policies, and coordinate effectively with business units, branches, appraisers, and approving officers. Integrity, sound judgment, attention to detail, and the ability to meet deadlines are essential.
Metropolitan Bank & Trust Company, commonly known as Metrobank, is one of the Philippines’ largest universal banks. Established in 1962, it provides a broad range of services for individuals, businesses, institutions, and government clients, including deposits, consumer lending, corporate and commercial banking, wealth management, investment banking, treasury, and digital financial services. Metrobank operates through an extensive branch and ATM network and serves customers nationwide, supported by subsidiaries and specialized financial businesses. The bank is recognized as a major employer in the Philippine financial sector, offering careers in branch banking, credit, risk, technology, operations, sales, and corporate functions. Its work environment generally emphasizes customer service, responsible lending, regulatory compliance, operational discipline, teamwork, and professional development.
The Philippines offers career opportunities in banking, business-process services, technology, healthcare, education, tourism, manufacturing, and logistics. Metro Manila is the main corporate center, while Cebu, Davao, Clark, Batangas, and Laguna provide growing employment markets; Calamba is part of the industrial and commercial corridor south of Manila. Filipino culture is family-oriented, hospitable, community-minded, and influenced by Asian, Spanish, and American traditions, with English widely used in workplaces. Lifestyle ranges from busy urban living to quieter provincial and island communities, with beaches, mountains, festivals, and varied regional cuisine. Foreign nationals generally need an appropriate work visa or permit, usually supported by an employer, and should confirm current Bureau of Immigration rules. Relocating requires planning for housing, transport, healthcare, taxes, and typhoon-season disruptions. Salaries and living costs vary considerably by city.
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