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The Head of Credit Investigation and Appraisal leads the review, verification, and evaluation of borrower information and collateral for credit decisions. Typical requirements include a bachelor’s degree in finance, accounting, business, or a related field; substantial experience in credit investigation, appraisal, lending, or risk management; strong knowledge of credit policies, financial analysis, and relevant banking regulations; and proven people-management skills. The candidate is expected to ensure accurate and timely assessments, maintain sound documentation, identify potential credit risks, uphold Metrobank policies, and coordinate effectively with business units, branches, appraisers, and approving officers. Integrity, sound judgment, attention to detail, and the ability to meet deadlines are essential.
Metropolitan Bank & Trust Company, commonly known as Metrobank, is one of the Philippines’ largest universal banks. Established in 1962, it provides a broad range of services for individuals, businesses, institutions, and government clients, including deposits, consumer lending, corporate and commercial banking, wealth management, investment banking, treasury, and digital financial services. Metrobank operates through an extensive branch and ATM network and serves customers nationwide, supported by subsidiaries and specialized financial businesses. The bank is recognized as a major employer in the Philippine financial sector, offering careers in branch banking, credit, risk, technology, operations, sales, and corporate functions. Its work environment generally emphasizes customer service, responsible lending, regulatory compliance, operational discipline, teamwork, and professional development.
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