This role supports Citi’s credit risk management activities by assessing borrower and counterparty creditworthiness, reviewing financial information, monitoring portfolio exposures, preparing risk analyses, and recommending appropriate risk decisions. Candidates typically need a bachelor’s degree in finance, accounting, economics, business, or a related field, with several years of experience in credit analysis, corporate banking, risk management, or financial services. Strong skills in financial statement analysis, credit underwriting, risk assessment, Excel, and written communication are expected. The successful candidate should work independently, exercise sound judgment, communicate with senior stakeholders, meet regulatory and internal policy requirements, and help maintain a strong control environment.
Citi is a global financial institution serving corporations, governments, investors, and consumers in numerous markets worldwide. Its businesses include corporate and commercial banking, markets and securities services, private banking, treasury and trade solutions, and consumer banking in selected countries. Citi has a significant operations and service presence in the Philippines, particularly in Metro Manila, supporting regional and global functions such as risk management, technology, finance, operations, and client services. The company offers employees exposure to international banking practices, complex financial products, regulatory frameworks, and cross-border teams. Citi’s work environment generally emphasizes risk discipline, ethical conduct, operational controls, collaboration, and professional development. Its scale can provide career mobility across business lines and locations, although roles may involve demanding deadlines, strict procedures, and frequent coordination with global stakeholders.
The Philippines offers banking, shared-services, technology, finance, healthcare, tourism, and business-process outsourcing opportunities, with the strongest concentration in Metro Manila, Cebu, and Clark. Filipino culture is generally warm, family-oriented, English-speaking, and relationship-driven, with strong traditions in food, festivals, music, and community life. Manila provides extensive restaurants, shopping, nightlife, and professional networks, while Cebu and many provincial areas offer a more relaxed lifestyle and access to beaches and outdoor activities. Living costs vary significantly by city and neighborhood; traffic and rainy-season disruptions are common in Manila. Foreign workers normally need an employer-sponsored work visa or permit, while permanent relocation requires meeting Philippine immigration requirements. New arrivals should confirm employment authorization, health insurance, taxation, housing, and local registration before moving. Island destinations such as Palawan, Boracay, and Siargao are popular for holidays rather than major employment centers.
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