Senior Manager, Specialised Credit (Private Bank)

Role summary

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This role leads specialised credit assessment and structuring for high-net-worth clients within ANZ Private Bank. Requirements typically include substantial experience in private banking, commercial lending or credit risk; strong knowledge of complex lending structures, financial analysis, security assessment and credit policy; and the ability to manage senior stakeholders. The successful candidate is expected to provide sound, commercially balanced credit recommendations, identify and manage risk, support relationship teams, coach colleagues and ensure lending decisions meet regulatory and internal standards. Strong communication, judgement, attention to detail and the ability to work confidently with senior clients and executives are essential.

About the employer

ANZ Group Holdings Limited, commonly known as ANZ, is one of Australia and New Zealand's major banking groups. Headquartered in Melbourne, the bank provides retail, commercial, institutional and private banking services to customers across Australia, New Zealand and selected international markets. Its offerings include home and personal lending, business finance, transaction banking, wealth services, foreign exchange and capital markets. ANZ serves individuals, private clients, small businesses, corporations, institutions and government-related organisations. The bank has a strong focus on responsible banking, risk management, digital transformation and supporting customers through changing economic conditions. ANZ employs a large workforce across Australia and internationally, offering careers in banking, technology, operations, finance, risk, customer service and specialised advisory functions.

Working in Australia

Australia offers strong opportunities in banking, technology, healthcare, engineering, construction, education, professional services and skilled trades, especially in Sydney, Melbourne, Brisbane, Perth and Adelaide. Workplace culture is generally professional but relatively informal, with an emphasis on teamwork, clear communication, inclusion and work-life balance. Lifestyle varies from lively city living to coastal, regional and outdoor-oriented communities; housing and transport costs can be high in major capitals. Skilled workers may explore employer-sponsored visas, the Skilled Independent or State Nominated visas, and other pathways listed by the Department of Home Affairs. Requirements depend on occupation, qualifications, English ability, work experience, age and points or sponsorship. Before relocating, candidates should check visa eligibility, professional recognition, taxation, healthcare arrangements and rental availability. Australia is geographically remote, but has reliable infrastructure, diverse communities and good employment prospects for qualified professionals.