Account Officer 1

Job Description

The Account Officer 1 role typically manages relationships with borrowers and depositors, develops new business, evaluates loan applications, prepares credit recommendations, monitors account performance, and supports collection and branch targets. Candidates are generally expected to hold a bachelor’s degree, preferably in finance, business, accounting, economics, or a related field. Relevant banking, lending, sales, or customer-service experience is advantageous, although entry-level applicants may be considered. The role requires sound judgment, attention to detail, communication and negotiation skills, integrity, and willingness to conduct field visits. Candidates should be comfortable meeting sales objectives, assessing client needs, maintaining accurate records, and working independently within Iloilo and surrounding communities.

Company Info

BDO Network Bank, Inc. is a Philippine banking institution focused on serving individuals, micro, small and medium-sized enterprises, farmers, entrepreneurs, and communities outside the country’s largest metropolitan centers. It is part of the BDO Unibank Group and was formerly known as One Network Bank. The bank provides deposit accounts, business and consumer loans, remittance services, payment facilities, and other essential financial products through its branch and service network. Its presence is particularly strong across Mindanao and selected areas of the Visayas, where relationship-based banking and local market knowledge are important. Employees commonly work closely with customers, assess financing needs, promote appropriate products, and support financial inclusion. BDO Network Bank offers career opportunities in branch banking, lending, operations, sales, risk, and customer service, with compensation and benefits varying by role, experience, location, and performance.

Destination Guide

The Philippines offers banking, business-process outsourcing, technology, tourism, education, healthcare, retail, logistics, and hospitality opportunities. Iloilo is a growing regional center with a relaxed lifestyle, improving infrastructure, universities, heritage districts, and generally lower living costs than Metro Manila or Cebu. Filipino culture is community-oriented, hospitable, and strongly influenced by family, faith, food, and local festivals. English is widely used in workplaces, while Hiligaynon is common in Iloilo. Rent, transport, and daily expenses vary considerably between cities and smaller islands. Foreign nationals normally need an appropriate work visa or permit, usually sponsored or supported by an employer; tourists cannot legally work. Applicants should verify requirements with the Philippine Bureau of Immigration and Department of Labor and Employment. Relocation planning should include housing, healthcare, transportation, banking arrangements, and typhoon-season preparation.