AVP, Credit Analyst (Commercial Banking)

Role summary

Written by MyIslandJob from the job title and employer. See the employer's page for the full description.

The AVP, Credit Analyst will assess credit applications for commercial banking clients, review financial statements, analyze business performance and industry risks, and recommend appropriate credit structures and limits. The role typically requires a bachelor’s degree in finance, accounting, economics, or a related field, along with several years of credit analysis, commercial lending, or corporate banking experience. Strong financial modeling, credit writing, risk assessment, and communication skills are expected. The candidate should be comfortable working with relationship managers, meeting deadlines, applying internal credit policies, and presenting clear recommendations to approval committees. Experience with Thai businesses, regional markets, and relevant banking regulations would be advantageous.

About the employer

United Overseas Bank (UOB) is a major Southeast Asian bank headquartered in Singapore, with operations across Singapore, Malaysia, Thailand, Indonesia, Vietnam, China, Hong Kong, Japan, India, Australia, the United Kingdom, and the United States. The bank provides personal financial services, commercial and corporate banking, investment banking, transaction banking, wealth management, and digital banking solutions. UOB serves individuals, small and medium-sized enterprises, multinational companies, and institutional clients. Its Thailand business supports local and international customers with lending, cash management, trade finance, markets, and treasury services. The organization is known for its regional connectivity and focus on long-term customer relationships. Employees typically work in a structured, regulated banking environment, with opportunities to collaborate across Southeast Asian markets and develop expertise in credit, risk, relationship management, and financial products.