The CI/Appraiser conducts credit investigations and property appraisals for loan applications in Cebu. Responsibilities typically include verifying applicant information, interviewing references, inspecting collateral, assessing property condition and market value, preparing accurate reports, and submitting findings within required timelines. Candidates are generally expected to hold a college degree, preferably in business, finance, real estate, or a related field, with experience in credit investigation, appraisal, lending, or field verification. Knowledge of local property markets, strong attention to detail, sound judgment, communication skills, and integrity are important. The role may require frequent travel, a valid driver's license, familiarity with Cebu locations, and the ability to work independently while meeting strict confidentiality and documentation standards.
Metropolitan Bank & Trust Company, commonly known as Metrobank, is one of the Philippines' largest universal banks. Founded in 1962, it provides services to individual customers, businesses, corporations, and institutional clients through banking, lending, deposits, payments, investment, treasury, and wealth-management products. Metrobank maintains a broad branch and digital banking presence across the country and serves Filipino customers as well as overseas and international businesses. The bank is known for its established corporate and commercial banking franchise and its focus on responsible, relationship-based financial services. Employees typically work in a structured, regulated environment where customer service, risk management, compliance, accuracy, and professional development are strongly valued.
The Philippines is an archipelago with strong job markets in Metro Manila, Cebu, Davao, and other growing cities. Opportunities are common in banking, business-process services, technology, tourism, healthcare, logistics, retail, and education. Cebu offers a balance of urban employment, beaches, outdoor activities, and a generally lower cost of living than Manila, although central neighborhoods can be expensive. Filipino culture is welcoming, family-oriented, and community-focused; English is widely used in workplaces. New residents should expect tropical weather, traffic, and occasional typhoons. Foreign nationals generally need an appropriate work visa or permit sponsored or supported by an employer, while short-term entry rules differ by nationality. Research housing, healthcare, transportation, taxes, and local employment regulations before relocating. Filipinos returning from overseas should also check documentation and local registration requirements.
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