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Payment Lifecycle Analyst - Manual Payments

Philippines JP Morgan Chase PHP 40,000–PHP 70,000 per month*
Job Description

The Payment Lifecycle Analyst supports the processing and completion of manual payments, ensuring transactions are accurate, timely, properly authorized, and compliant with internal controls and regulatory requirements. Responsibilities may include reviewing payment instructions, investigating exceptions, coordinating with internal teams and clients, maintaining records, and meeting service-level targets. Candidates are generally expected to have a bachelor’s degree or equivalent experience, strong attention to detail, good numerical and communication skills, and the ability to work with confidential financial information. Experience in payments, banking operations, reconciliations, or transaction processing is helpful. The role also requires sound judgment, problem-solving ability, proficiency with Microsoft Office, and flexibility to work shifts supporting international markets.

Company Info

JPMorgan Chase & Co. is a leading global financial services company serving individuals, businesses, institutional clients, and governments. Its businesses include consumer and community banking, commercial banking, corporate and investment banking, asset and wealth management, and payments. The company operates in major financial centers worldwide and combines extensive banking expertise with technology, data, and digital platforms. In the Philippines, JPMorgan Chase has significant operations and technology teams, particularly in Metro Manila, supporting global payment processing, finance, risk, customer service, and other functions. Employees typically work in structured, control-focused environments where accuracy, confidentiality, teamwork, and regulatory compliance are important. The company also offers professional development opportunities and exposure to international banking processes. Specific benefits, working arrangements, and career progression depend on the business unit, location, employment status, and level of the position.

Destination Guide

The Philippines offers job opportunities in banking operations, shared services, technology, customer support, finance, healthcare, education, tourism, and business-process outsourcing. Metro Manila is the main corporate hub, while Cebu and Davao also provide growing employment markets. Filipino culture is generally welcoming, family-oriented, community-minded, and comfortable with English in professional settings. Lifestyle varies from busy urban living and shopping to affordable coastal, mountain, and island destinations. Major cities offer modern apartments, public transport options, hospitals, and international communities, although traffic and rainy-season disruption can be challenging. Foreign employees normally need an employer-sponsored work permit and appropriate visa, such as a 9(g) work visa; requirements can change, so confirmation with the employer and Philippine immigration authorities is essential. Relocating candidates should budget for housing, transport, health insurance, deposits, and legal documentation. Local salaries are usually paid in Philippine pesos, and employment terms should be reviewed carefully before moving.

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