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Relationship Manager, SME

Australia ANZ Bank Approximately AUD $110,000–$145,000 base salary per year, plus superannuation and potential performance incentives.*
Job Description

The Relationship Manager, SME role focuses on supporting and growing a portfolio of small and medium-sized business customers. Requirements typically include experience in business banking, lending, credit assessment, financial analysis, and relationship management, along with strong knowledge of SME products and risk practices. Candidates are expected to build trusted client relationships, identify business opportunities, provide tailored lending and banking solutions, manage credit risks, and meet portfolio growth and service objectives. Strong communication, negotiation, commercial judgment, and networking skills are important. Relevant banking experience and qualifications in finance, business, or a related discipline are advantageous. The role also requires sound regulatory awareness, teamwork, and the ability to work proactively in a customer-focused environment.

Company Info

ANZ Bank, officially Australia and New Zealand Banking Group Limited, is one of Australia’s major banking institutions, serving retail, business, institutional, and private customers across Australia, New Zealand, and selected international markets. The bank provides home and personal lending, transaction accounts, business finance, payments, wealth services, institutional banking, and financial markets solutions. ANZ supports businesses ranging from small enterprises to large corporations and government organisations. Its strategy focuses on customer service, digital banking, responsible lending, risk management, and sustainable growth. The organisation employs thousands of people across branches, corporate offices, technology teams, contact centres, and specialist banking functions. Melbourne is a significant centre for ANZ’s operations and corporate activities. Employees generally work in collaborative, regulated environments, with emphasis on professional development, inclusion, customer outcomes, and prudent management of financial and operational risk.

Destination Guide

Australia offers opportunities in banking, technology, healthcare, engineering, construction, education, professional services, and skilled trades. Major employment centres include Melbourne, Sydney, Brisbane, Perth, Adelaide, and Canberra. Workplace culture is generally practical, direct, collaborative, and respectful of work-life balance, although banking roles can involve performance targets and regulatory accountability. Lifestyle varies from vibrant city living and extensive beaches to regional communities and outdoor activities. Housing and transport costs are relatively high in major cities, especially Sydney and Melbourne. Overseas applicants usually need an employer-sponsored, skilled, or other eligible visa; requirements depend on occupation, qualifications, experience, English ability, and sponsorship. ANZ roles may specify work rights or sponsorship availability, so applicants should check the vacancy carefully. Relocating commonly involves securing a visa, tax file number, bank account, accommodation, health insurance, and understanding superannuation and employment laws.

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