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Small Business Lending Specialist

Australia ANZ Bank Approximately A$80,000–A$105,000 per year plus superannuation and possible performance incentives*
Job Description

The Small Business Lending Specialist supports Australian small-business customers by assessing lending applications, understanding business needs, recommending suitable finance solutions and managing risk within ANZ policies. Requirements generally include experience in business lending, credit assessment, banking or financial services, along with sound knowledge of financial statements, cash flow and responsible lending obligations. Strong communication, negotiation and customer-service skills are expected, as the role involves working with customers, brokers and internal teams. The successful candidate should be commercially minded, accurate, digitally capable and comfortable making informed lending decisions while meeting service, compliance and performance standards.

Company Info

ANZ Group Holdings Limited, commonly known as ANZ, is one of Australia and New Zealand’s major banking groups. Headquartered in Melbourne, the bank provides retail, business, institutional and private banking services, as well as lending, payments, wealth and financial market solutions. ANZ serves millions of customers through branches, digital channels and specialist relationship teams. Its business banking operations help small and medium-sized enterprises manage cash flow, obtain finance, make payments and grow their businesses. The organisation places strong emphasis on responsible banking, risk management, customer outcomes, technology and inclusion. ANZ employs people across Australia, New Zealand and selected international markets, offering career opportunities in banking, technology, operations, risk, finance, sales and customer support.

Destination Guide

Australia offers opportunities in banking, finance, technology, healthcare, construction, education, hospitality, mining and professional services, with Melbourne, Sydney, Brisbane and Perth major employment centres. Workplace culture is generally practical, direct and collaborative, with attention to work-life balance and professional standards. Lifestyle varies from busy city living to regional communities, beaches, national parks and outdoor activities. Housing and transport costs can be high in major cities, particularly Sydney and Melbourne. Skilled workers may explore employer-sponsored visas, the Skilled Independent visa, state-nominated pathways or temporary graduate options, depending on qualifications and occupation lists. Relocating usually requires a valid visa, tax file number, bank account, health insurance and suitable accommodation. Checking official Department of Home Affairs requirements and securing an employment offer before moving is recommended.

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