Vice President, Credit Risk Analyst_ Group Retail

Role summary

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The Vice President, Credit Risk Analyst in Group Retail supports UOB’s retail credit risk management across products such as cards, personal loans, mortgages and other consumer lending portfolios. Requirements typically include a degree in finance, economics, statistics, mathematics or a related discipline, with substantial experience in credit risk, portfolio analytics, risk modelling or banking. The candidate should understand credit policies, regulatory expectations, scorecards, probability of default, portfolio monitoring and risk reporting. Strong analytical, problem-solving and communication skills are expected, together with proficiency in Excel, SQL, SAS, Python or similar tools. The role requires the ability to work with business, technology and risk stakeholders, challenge assumptions, present clear recommendations and contribute to prudent growth and effective controls.

About the employer

United Overseas Bank (UOB) is a major Singapore-headquartered bank with operations across Southeast Asia and selected financial centres worldwide. Founded in 1935, the group provides personal and business banking, commercial and corporate banking, wealth management, investment banking, transaction banking and insurance-related services. UOB serves individuals, small and medium-sized enterprises, large corporations and institutional clients through branches, digital channels and specialist teams. Following its acquisition of Citigroup’s consumer businesses in Indonesia, Malaysia, Thailand and Vietnam, UOB has strengthened its regional consumer banking presence. The bank places emphasis on responsible growth, customer service, digital innovation, risk management and long-term relationships. Its Singapore headquarters supports a broad range of regional functions, making it a significant employer for banking, technology, analytics, compliance and professional services talent.