The Senior Relationship Credit Manager is responsible for assessing and managing credit risk across a portfolio of business or institutional clients, while supporting relationship teams in delivering appropriate lending solutions. The role typically requires substantial experience in credit analysis, corporate or commercial banking, financial statement interpretation, risk assessment and portfolio management. Strong knowledge of lending policies, regulatory requirements and transaction structures is expected, along with sound commercial judgement and stakeholder-management skills. The successful candidate should be confident challenging proposals, communicating recommendations to senior leaders and balancing customer needs with ANZ’s risk appetite. Relevant tertiary qualifications in finance, accounting, economics or a related discipline are generally desirable.
ANZ Group Holdings Limited is one of Australia and New Zealand’s major banking groups, providing retail, commercial, institutional and private banking services. Headquartered in Melbourne, ANZ serves millions of customers across Australia, New Zealand and selected international markets. Its activities include deposits, home and personal lending, business finance, transaction banking, financial markets and wealth services. The bank employs a large, diverse workforce and focuses on supporting customers, businesses and communities through responsible banking and digital innovation. ANZ places importance on risk management, regulatory compliance, customer outcomes, inclusion and sustainable finance. Employees typically work in collaborative, professionally structured environments, with opportunities across relationship management, credit, technology, operations and specialist banking. Benefits may include flexible working arrangements, professional development, wellbeing support and employee banking products, subject to the position and employment conditions.
Australia offers strong opportunities in banking, finance, technology, healthcare, engineering, education, construction, tourism and skilled trades. Major employment centres include Melbourne, Sydney, Brisbane, Perth and Adelaide, with salaries and living costs varying considerably by city. Australian workplace culture is generally professional, direct and collaborative, with emphasis on inclusion, work-life balance and practical results. Lifestyle highlights include beaches, national parks, outdoor activities, multicultural food and a relaxed social environment, although housing can be expensive in major cities. Skilled professionals may explore employer-sponsored visas, the Skilled Independent visa, state-nominated pathways or temporary graduate options, depending on qualifications and occupation lists. Relocating usually requires visa approval, health insurance, tax registration, accommodation planning and evidence of sufficient funds. International applicants should check current requirements with the Australian Department of Home Affairs.
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