KYC Analyst

Job Description

The KYC Analyst is expected to perform customer due diligence, verify identity and ownership information, review account documentation, conduct screening for sanctions, politically exposed persons and adverse media, and identify potential money-laundering or compliance risks. Candidates typically need a bachelor’s degree, relevant experience in KYC, AML, compliance or banking operations, strong attention to detail, and familiarity with regulatory requirements. Knowledge of Indonesian banking regulations and transaction-monitoring principles is advantageous. The role requires sound analytical and investigative skills, clear written communication, confidentiality, and the ability to meet deadlines while handling large volumes of cases. Candidates should be comfortable escalating unusual findings and working with regional compliance and operations teams.

Company Info

United Overseas Bank (UOB) is a major Singapore-based bank with operations across Southeast Asia and other international markets. Established in 1935, it provides personal banking, business banking, commercial banking, wealth management, investment banking and corporate financial services. UOB has a significant presence in Indonesia, serving individual customers, companies and multinational clients through branches and digital channels. Its work in Indonesia includes lending, payments, cash management, trade finance, treasury and risk and compliance services. The bank emphasizes responsible growth, strong governance, customer trust and regional connectivity. Employees generally work in structured, regulated environments and may collaborate with colleagues across different countries. For a KYC Analyst, UOB offers exposure to banking controls, customer-risk assessment, anti-money-laundering standards and international compliance practices.

Destination Guide

Indonesia offers opportunities in banking, fintech, technology, manufacturing, tourism, logistics and shared services. Jakarta on Java is the main financial and corporate center, while Bali is popular for tourism, hospitality and remote-work lifestyles. Java provides extensive public transport, healthcare, education and professional networks, but Jakarta can be crowded and expensive. Bali offers a more relaxed environment, though housing costs in popular areas are rising. Indonesian culture values respect, community, modesty and relationship-building; learning basic Bahasa Indonesia is useful. Employees relocating for a formal job generally need employer sponsorship and an appropriate work permit and stay permit, such as a KITAS. Foreign nationals should not work on a tourist visa. Employers usually guide the immigration process, document requirements and registration. Costs vary substantially by island, neighborhood and lifestyle, so housing and commuting should be researched before accepting an offer.