The Credit Review Officer evaluates loan applications and existing credit facilities, verifies borrower information, analyzes financial statements and repayment capacity, and recommends approval, modification, or decline in line with Metrobank policies. The role typically requires a bachelor’s degree in finance, accounting, business, economics, or a related field, along with experience in credit analysis, lending, or banking. Candidates should have strong analytical and numerical skills, sound judgment, attention to detail, and knowledge of credit risk principles and regulatory requirements. The position also expects effective communication, accurate documentation, confidentiality, and the ability to meet review deadlines while working with relationship managers and branch teams.
Metropolitan Bank & Trust Company, commonly known as Metrobank, is one of the Philippines’ major universal banks. Founded in 1962, it provides retail and corporate banking, commercial lending, investment banking, treasury, wealth management, payments, and digital banking services to individuals, businesses, and institutions. Its extensive branch and ATM network supports customers throughout the country, while its corporate banking activities serve large Philippine companies and multinational clients. Metrobank is part of the Metrobank Group, which has interests across banking, finance, and related services. The bank is known for its focus on responsible growth, customer service, risk management, and financial inclusion. Employees typically work in a structured, regulated environment with opportunities across credit, operations, technology, sales, compliance, and relationship management.
The Philippines offers banking, technology, outsourcing, tourism, healthcare, education, and engineering opportunities, with Manila, Cebu, and Davao serving as major employment centers. Filipino culture is generally welcoming, family-oriented, and community-focused; English is widely used in business, while local languages vary by island. Lifestyle ranges from fast-paced urban living in Metro Manila to more affordable, relaxed coastal and provincial communities. The country has thousands of islands, tropical weather, beaches, mountains, and diverse regional cuisines, although traffic, flooding, and typhoons can affect daily life. Foreign professionals usually need an employer-sponsored work visa, commonly a 9(g) work visa, and an Alien Employment Permit. Requirements depend on nationality and role, so applicants should confirm details with the Philippine Bureau of Immigration and Department of Labor and Employment. Relocating employees should budget for housing, healthcare, transport, and seasonal weather disruptions.
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