This role leads a team responsible for supporting small-business lending customers, assessing credit applications, managing lending decisions and delivering efficient, compliant service. Requirements typically include experience in business or commercial lending, credit assessment, people leadership, risk management and customer relationship management. Candidates are expected to coach and develop team members, make sound lending decisions, manage operational performance, identify customer needs and maintain strong compliance with ANZ policies and Australian banking regulations. Clear communication, commercial judgement, stakeholder management and the ability to balance customer outcomes with credit risk are important. Experience with small-business lending products and knowledge of the Australian market would be highly regarded.
ANZ, or Australia and New Zealand Banking Group, is one of Australia’s major banking groups, serving retail, business, institutional and private banking customers. Established in Australia, the bank operates across Australia, New Zealand and selected international markets. Its services include transaction accounts, home and personal lending, business finance, payments, wealth management and institutional banking. ANZ supports small and medium-sized businesses through lending, cash-flow solutions, relationship management and digital banking tools. The organisation is also investing in technology, data, customer experience and responsible banking practices. Employees typically work in a structured, regulated environment where risk management, inclusion, collaboration and customer outcomes are important. Adelaide offers access to ANZ’s national operations while providing a lower cost of living than Sydney or Melbourne.
Australia is a large island nation with varied employment opportunities in banking, technology, healthcare, construction, education, mining, tourism and professional services. Major job markets include Sydney, Melbourne, Brisbane, Perth, Adelaide and Canberra, with regional opportunities also available. Australian workplace culture is generally practical, direct, collaborative and respectful of work-life balance. Lifestyle options range from vibrant cities and beaches to relaxed regional communities, national parks and outdoor activities. Living costs can be high, particularly for housing in Sydney and Melbourne; Adelaide and some regional areas are often more affordable. Skilled workers may explore employer-sponsored visas, the Skilled Independent visa, state-nominated pathways or temporary graduate options, depending on qualifications and occupation lists. Applicants should check current Department of Home Affairs rules, licensing requirements and English-language criteria. Relocating usually requires budgeting for housing, health insurance, transport and visa costs.
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