SO, Credit Analyst

Role summary

Written by MyIslandJob from the job title and employer. See the employer's page for the full description.

The Credit Analyst supports credit assessment and portfolio management by reviewing financial statements, credit applications, risk ratings, collateral, and repayment capacity. The role typically requires a degree in finance, accounting, economics, or a related discipline, with experience in credit analysis, banking, or financial risk. Candidates should understand corporate or commercial lending, financial modelling, credit policies, and regulatory requirements. Strong analytical, report-writing, communication, and stakeholder-management skills are expected. Attention to detail, sound judgment, integrity, and the ability to meet deadlines are important. Familiarity with banking systems and Microsoft Excel is normally required; knowledge of Malaysian banking regulations and relevant credit assessment experience would be advantageous.

About the employer

United Overseas Bank (UOB) is a major Singapore-headquartered bank with operations across Southeast Asia, including Malaysia. Established in 1935, the group provides consumer, commercial, corporate, investment, and private banking services, together with treasury, wealth management, and digital banking solutions. UOB serves individuals, businesses, institutions, and multinational companies through branches and digital channels. Its Malaysian operations support the country’s growing business and financial sectors, with services covering deposits, lending, payments, trade finance, cash management, and capital markets. The bank is known for its regional network and focus on long-term customer relationships. Employees typically work in a structured, regulated environment with opportunities to develop expertise in credit, risk, technology, operations, and relationship banking.