Senior Vice President, Business Risk Senior Officer, Institutional Credit Management

Job Description

This senior role leads business risk oversight within Citi’s Institutional Credit Management function in Japan. Requirements typically include extensive experience in credit risk, risk governance, banking controls, regulatory frameworks, and stakeholder management, preferably within institutional or corporate banking. The candidate should understand credit processes, portfolio risks, issue management, controls testing, and regulatory expectations. Strong communication skills in English are generally essential, while Japanese language ability is likely valuable for local stakeholders and regulators. The successful candidate is expected to provide independent challenge, identify emerging risks, strengthen the control environment, support audit and regulatory reviews, and influence senior business leaders. Sound judgment, analytical ability, integrity, and the confidence to operate across global and regional teams are important.

Company Info

Citi is a global financial services institution headquartered in New York, with operations spanning corporate and investment banking, commercial banking, markets, securities services, wealth management, and retail financial services in selected markets. The bank serves corporations, governments, institutional investors, and high-net-worth clients through its international network. Citi has maintained a significant presence in Japan for many decades, supporting multinational and domestic organizations with financing, treasury, trade, markets, custody, and advisory solutions. Its Institutional Clients Group is particularly important to the Japan franchise. The company operates in a highly regulated environment and places strong emphasis on risk management, compliance, controls, responsible finance, and operational resilience. Employees typically work in multicultural, matrixed teams and may collaborate with colleagues across Asia-Pacific and global headquarters.

Destination Guide

Japan offers opportunities in banking, technology, manufacturing, pharmaceuticals, consulting, logistics, education, and multinational corporate services, with Tokyo and Osaka serving as the main employment centers. The culture values punctuality, preparation, respect, teamwork, and careful attention to detail. Workplaces can be hierarchical, although international firms often use more flexible communication styles. Japan provides excellent public transport, healthcare, safety, food, and urban convenience, while housing and commuting costs can be high in central Tokyo. English-speaking professionals may find roles in finance and technology, but Japanese ability significantly improves career options and daily life. Most foreign employees need an appropriate work visa, commonly sponsored by the employer; highly skilled professionals may qualify for a points-based visa or fast-track permanent residence. Relocation usually involves arranging housing, residence registration, health insurance, a bank account, and tax procedures. Regional cities and rural areas offer lower costs and a slower lifestyle.