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Manager - Retail Home Loans

Australia ANZ Bank Approximately A$130,000–A$170,000 base salary per year, plus superannuation and potential performance incentives.*
Job Description

The Manager - Retail Home Loans role is expected to lead and improve home-lending initiatives, helping deliver a simple, competitive and compliant experience for customers and distribution teams. Requirements typically include relevant banking or mortgage experience, strong knowledge of residential lending, credit policies and regulatory obligations, and proven capability in people leadership, stakeholder management and project delivery. The successful candidate should be commercially minded, customer-focused and comfortable using data to identify opportunities and improve processes. Strong communication, influencing, risk awareness and problem-solving skills are essential, together with the ability to work collaboratively across product, operations, technology, risk and frontline banking teams.

Company Info

ANZ Bank is one of Australia and New Zealand's major financial institutions, providing banking and financial services to retail, business, institutional and private customers. Established in Australia, ANZ supports millions of customers through branches, digital channels and specialist banking teams. Its services include everyday banking, home loans, credit cards, savings, business finance, institutional banking, wealth and risk solutions. The bank has a strong focus on digital transformation, responsible banking, customer outcomes and supporting economic growth across the communities it serves. ANZ employs a large and diverse workforce in Australia, New Zealand and selected international markets. Employees commonly work in multidisciplinary teams spanning customer service, technology, operations, risk, product development and corporate functions. Benefits and employment conditions vary by role, location and employment agreement.

Destination Guide

Australia is an island country with strong employment opportunities in banking, technology, healthcare, construction, education, mining, professional services and hospitality. Major financial centres include Melbourne, Sydney, Brisbane and Perth, while regional areas may offer lower housing costs and lifestyle advantages. Australian workplace culture is generally direct, collaborative and informal, with emphasis on inclusion, safety, accountability and work-life balance. Lifestyle options range from beaches and outdoor activities to arts, restaurants and multicultural communities, although living costs can be high in major cities. Skilled professionals may explore employer-sponsored visas, the Skilled Independent or State/Territory Nominated pathways, and other temporary or permanent options; eligibility depends on occupation, qualifications, experience, English ability and current migration rules. Plan for tax, health insurance, accommodation and superannuation, and check official Department of Home Affairs guidance before relocating.

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