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CREDIT REVIEW OFFICER

Philippines Metrobank PHP 35,000–PHP 60,000 per month*
Job Description

The Credit Review Officer assesses credit applications, loan proposals, and existing accounts to determine repayment capacity, risk exposure, and compliance with Metrobank policies. Typical requirements include a bachelor's degree in finance, accounting, business, economics, or a related field; experience in credit analysis, loan review, banking, or risk management; and strong skills in financial statement analysis, documentation, and report writing. The candidate is expected to exercise sound judgment, identify credit weaknesses, recommend appropriate controls or approval conditions, and maintain accurate, objective records. Attention to detail, integrity, communication skills, and the ability to meet deadlines are essential. Familiarity with banking regulations, credit policies, and risk assessment tools is advantageous.

Company Info

Metropolitan Bank & Trust Company, commonly known as Metrobank, is one of the Philippines' largest universal banks. Established in 1962, it provides a broad range of services to individuals, businesses, corporations, and institutional clients. Its offerings include deposits, consumer and commercial loans, credit cards, treasury and investment products, wealth management, digital banking, and other financial services. Metrobank operates through an extensive branch and digital network and is supported by subsidiaries and related companies serving different areas of financial services. The bank is known for its strong presence in corporate and commercial banking, as well as its focus on responsible growth, customer service, risk management, and digital transformation. Its main operations are based in the Philippines, with opportunities available in banking, technology, operations, finance, credit, and relationship management.

Destination Guide

The Philippines offers career opportunities in banking, business-process services, technology, finance, tourism, healthcare, and retail, with Metro Manila, Cebu, and Davao serving as major employment centers. Filipino culture is generally warm, family-oriented, community-minded, and English-friendly, making workplace communication accessible to international professionals. Lifestyle varies from fast-paced urban living in Manila to more relaxed coastal and provincial environments. The country offers beaches, mountains, diverse food, and relatively affordable living, although traffic and housing costs can be significant in Metro Manila. Foreign nationals normally need an appropriate work visa or permit, commonly supported by their Philippine employer; requirements depend on nationality, job, and contract length. Those relocating should arrange employment authorization, secure accommodation, review healthcare and insurance options, and budget for transport and utilities. Learning basic Filipino expressions and respecting local customs can make integration easier.

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