This senior second-line-of-defense credit risk role is responsible for independently overseeing credit risk across relevant portfolios, challenging first-line decisions, assessing emerging risks, reviewing policies and limits, and escalating issues to senior risk committees. Candidates typically need extensive experience in credit risk, risk governance, portfolio analysis, and regulatory frameworks, preferably within global banking. Strong knowledge of corporate, commercial, or institutional credit, excellent communication skills, sound judgment, and the ability to influence senior stakeholders are expected. A university degree in finance, economics, business, or a related discipline is normally required; professional risk or banking qualifications are advantageous.
Citi is a global financial institution serving consumers, corporations, governments, and investors in markets around the world. Its businesses include institutional banking, markets and securities services, wealth management, commercial banking, and consumer financial services. Hong Kong is a significant regional hub for Citi, supporting clients across Greater China and the wider Asia-Pacific region. The bank operates in a highly regulated environment and places strong emphasis on risk management, controls, compliance, responsible finance, and digital transformation. Employees typically work with international teams and support complex cross-border transactions and financial products. Compensation and benefits vary by business, seniority, performance, and local employment terms. Senior risk professionals can expect a structured governance environment, exposure to senior stakeholders, and opportunities to work across multiple markets and business lines.
Hong Kong offers strong opportunities in banking, asset management, fintech, insurance, professional services, technology, and trade. The culture is international but strongly influenced by Cantonese and Chinese traditions; English is widely used in business, while Cantonese and Mandarin are valuable locally. Life is fast-paced, highly connected, and convenient, with excellent public transport, diverse restaurants, shopping, beaches, hiking trails, and compact urban neighborhoods. Housing can be expensive, especially in central areas, so many professionals consider Kowloon or the New Territories. Foreign employees generally need an employment visa sponsored by a hiring company, with approval depending on qualifications, salary, and the role’s business need. Dependants may usually apply for dependant visas. Before relocating, candidates should confirm tax, healthcare, schooling, housing, and visa arrangements with the employer.
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