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Payments Operations Analyst - High-value Referrals

Philippines JP Morgan Chase PHP 45,000–PHP 75,000 per month*
Job Description

This role supports high-value payment referrals, ensuring transactions are reviewed, processed, and escalated accurately and within regulatory and service-level requirements. Candidates typically need a bachelor’s degree, experience in banking, payments, operations, or financial services, and strong attention to detail. Familiarity with payment systems, transaction investigations, risk controls, documentation, and Microsoft Office is valuable. The successful candidate should communicate clearly, manage sensitive information, meet deadlines, and work effectively with internal teams and global stakeholders. Because payment operations may support international clients, flexibility for shifting schedules, resilience under pressure, and a commitment to compliance, accuracy, and continuous process improvement are expected.

Company Info

JPMorgan Chase & Co. is one of the world’s largest and most established financial institutions, providing banking, payments, investment, lending, asset-management, and financial-services solutions to individuals, businesses, governments, and institutions. Its operations in the Philippines support global businesses through technology, transaction processing, finance, risk, customer service, and other specialist functions. The company is known for its large international workforce, structured career development, strong control environment, and investment in digital banking and financial technology. Employees generally work in collaborative, process-driven teams serving customers and colleagues across different markets and time zones. A role in payments operations offers exposure to global banking processes, regulatory standards, operational risk management, and high-value transactions, while also providing opportunities to build expertise and move into other banking, technology, risk, or management careers.

Destination Guide

The Philippines offers strong opportunities in banking operations, shared services, technology, customer support, finance, healthcare, and business-process outsourcing, especially in Metro Manila, Cebu, and Clark. Manila has the widest range of corporate jobs but is busy, highly urbanized, and affected by traffic. Cebu provides a more relaxed city lifestyle with beaches nearby, while Clark offers growing business districts and easier access to nature. Filipino culture is generally welcoming, family-oriented, and English-friendly, with a strong emphasis on hospitality and community. Living costs vary widely; housing and transport are usually more affordable outside central Manila. Foreign employees normally need an employer-sponsored work visa or permit, while short-term visitors cannot legally work. Relocating employees should arrange employment authorization, health insurance, accommodation, tax registration, and local banking before starting. Weather is tropical, with a rainy season and occasional typhoons, so location and commute planning matter.

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