MGR- VP, Credit Analyst, Commercial Banking

Role summary

Written by MyIslandJob from the job title and employer. See the employer's page for the full description.

The role supports UOB’s Commercial Banking business by assessing credit applications, analyzing borrowers’ financial performance, reviewing business risks, and recommending appropriate credit structures and limits. Candidates typically need a degree in finance, accounting, economics, or a related discipline, along with several years of commercial credit analysis or corporate banking experience. Strong skills in financial statement analysis, cash-flow assessment, credit writing, risk evaluation, and financial modelling are expected. The candidate should understand Malaysian businesses and banking regulations, communicate clearly with relationship managers and senior credit stakeholders, and exercise sound judgment. Attention to detail, integrity, teamwork, and the ability to manage multiple credit proposals within deadlines are essential.

About the employer

United Overseas Bank (UOB) is a major Singapore-based banking group with operations across Singapore, Malaysia, Indonesia, Thailand, Vietnam, China, Hong Kong, Japan, the United Kingdom, the United States, and other markets. Established in 1935, UOB provides personal financial services, business banking, commercial and corporate banking, wealth management, investment banking, and treasury solutions. Its Malaysian business serves consumers, small and medium-sized enterprises, large corporations, and institutional clients through branches and digital channels. UOB emphasizes long-term customer relationships, prudent risk management, regional connectivity, and technology-led banking services. Following its acquisition of Citigroup’s consumer banking business in Malaysia, UOB expanded its local customer base and product capabilities. The bank offers career opportunities in credit, relationship management, operations, technology, risk, finance, and other banking functions.