AVP, Credit Analyst

Role summary

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The AVP, Credit Analyst evaluates credit applications and assesses the financial strength, repayment capacity, industry outlook, and risks of corporate or commercial banking clients. Requirements typically include a bachelor’s degree in finance, accounting, economics, or a related discipline, along with several years of credit analysis, underwriting, or banking experience. Strong skills in financial statement analysis, credit assessment, risk identification, report writing, and communication are expected. The candidate should be able to make well-supported recommendations, maintain sound credit judgment, follow UOB policies and regulatory requirements, manage deadlines, and work effectively with relationship managers and internal risk teams.

About the employer

United Overseas Bank (UOB) is a major Southeast Asian bank headquartered in Singapore, with operations across Singapore, Malaysia, Thailand, Indonesia, Vietnam, China, Hong Kong, Japan, the United Kingdom, and the United States. The bank provides personal financial services, business banking, commercial and corporate banking, investment banking, wealth management, and treasury services. UOB has maintained a significant presence in Thailand through its local banking operations and expanded its market position following the acquisition of Citigroup’s consumer banking business in the country. The organization serves individuals, entrepreneurs, multinational companies, and large local enterprises. Its working environment generally emphasizes prudent risk management, customer service, regulatory discipline, regional collaboration, and digital transformation.