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Commercial Strategy Lead Paylater Lending Omnicommerce

Indonesia Grab IDR 35,000,000–60,000,000 per month, potentially higher depending on experience and total benefits*
Job Description

Grab is seeking a Commercial Strategy Lead for its PayLater Lending Omnicommerce business in Indonesia. The role requires strong experience in commercial strategy, financial services, consumer lending, business development, consulting, or related fields, along with analytical, financial modelling, and problem-solving skills. The candidate is expected to develop growth strategies, identify lending and commerce opportunities, evaluate partnerships, improve customer acquisition and engagement, and translate market insights into measurable business results. Strong stakeholder management, presentation, project leadership, and communication skills are important. Experience in fintech, payments, e-commerce, or lending is advantageous, as is the ability to work effectively in a fast-paced, cross-functional environment.

Company Info

Grab is a leading Southeast Asian technology company offering services across mobility, deliveries, digital payments, financial services, and merchant solutions. Founded in 2012, the company operates across several countries, including Indonesia, Singapore, Malaysia, Thailand, Vietnam, and the Philippines. Its platform connects consumers, driver-partners, merchants, and financial-service users through one integrated digital ecosystem. In Indonesia, Grab has a substantial presence in ride-hailing, food and parcel delivery, online commerce, payments, and lending products such as PayLater. The company focuses on using technology and data to improve everyday access to transportation, commerce, and financial services. Employees typically work in fast-moving, collaborative teams and support initiatives involving product growth, digital inclusion, operational scale, and responsible financial innovation.

Destination Guide

Indonesia offers varied career opportunities across Java, Bali, Sumatra, and other major islands. Jakarta, on Java, is the main business and technology hub and is the most likely base for a senior Grab commercial role. Bandung and Surabaya also have growing digital and corporate sectors, while Bali is popular for lifestyle, tourism, and remote-work communities. Indonesian culture values hospitality, respect for seniority, community, and relationship-building; English is common in multinational workplaces, though Bahasa Indonesia is useful for daily life. Costs are highest in Jakarta and popular parts of Bali, while housing and living expenses can be lower elsewhere. Foreign employees generally need employer sponsorship for a work visa and work permit, and should confirm current immigration rules before relocating. Healthcare, housing, tax, insurance, and dependent arrangements should be discussed with the employer.

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