The Senior Credit Risk Officer, Vice President, is expected to assess and monitor credit risk across portfolios, review borrower and counterparty exposures, challenge business decisions, and ensure compliance with Citi policies, regulatory requirements, and risk appetite. The role typically requires substantial experience in credit analysis, risk management, financial statement assessment, and portfolio monitoring, preferably within corporate, commercial, or institutional banking. Candidates should have strong analytical, communication, and judgment skills, with the ability to present recommendations to senior stakeholders. Familiarity with risk systems, financial modeling, regulatory frameworks, and control processes is valuable. The successful candidate is expected to work independently, manage complex issues, support audits and reviews, and promote a strong risk and control culture.
Citi is a global financial institution headquartered in New York, serving corporations, governments, investors, and individuals in numerous countries. Its businesses include corporate and investment banking, transaction services, markets, wealth management, consumer banking, and credit cards. Citi has a significant presence in the Philippines, where it operates major banking, technology, operations, and shared-service functions. The country platform supports global processes including risk management, finance, compliance, customer operations, technology, and analytics. Citi is known for its international career opportunities, structured governance, and emphasis on controls, regulatory discipline, and responsible banking. Employees often work with colleagues across multiple regions and may support complex global portfolios. Compensation and benefits vary by grade, experience, and business unit, with senior roles commonly including performance-based incentives and comprehensive employee benefits.
The Philippines offers career opportunities in banking, financial services, technology, business-process operations, healthcare, education, tourism, and professional services. Manila and nearby Taguig are the main centers for multinational banks and corporate offices, while Cebu and other cities offer growing technology and service roles. Filipino culture is generally warm, community-oriented, and English-friendly, making workplace integration relatively accessible. Daily life combines urban convenience with affordable food, beaches, festivals, and diverse outdoor activities, although traffic and rainy-season disruptions can be challenging. Foreign employees generally need an employer-sponsored work visa or permit, commonly arranged after receiving a formal job offer; requirements depend on nationality and assignment. Relocating candidates should budget for housing, healthcare, transportation, deposits, and documentation. Taguig has modern residential and commercial districts, but living costs are higher than in many provincial areas. Professional advice is recommended for current immigration rules.
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